ZIP Code · NY

ZIP 12209

Part of Albany, NY
Pop. 10,626·Albany County·268th most expensive ZIP in New York
Median rent (all units)
$1,617/mo
Year-over-Year
Stable
Month-over-Month
+2.1%
vs US Median
-$348
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 12209 · $1,617
More affordable than 65% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,130
1 BR
$1,320
2 BR
$1,580
3 BR
$1,890
4 BR+
$2,090
Research median
$1,580/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$19,404/yr
At $1,617/mo median
Location
CityAlbany
StateNY
CountyAlbany County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +2.1% MoM), not inventory.
Demographics

Who lives here

ZIP 12209 (Albany, NY) is majority owner-occupied, has a median income above the national average, 46.9% of residents hold a bachelor's degree or higher.

Population
10,626
Median income
$89,390
Median age
35.1
Renters
34%
Age distribution
20.4%
29.1%
26.9%
12.3%
Under 1820.4%
18–3429.1%
35–5426.9%
55–6412.3%
65+11.3%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
50.7%
24.1%
18.2%
White50.7%
Black24.1%
Hispanic18.2%
Asian9.4%
Education (25+)
17.3%
27.2%
46.9%
No HS diploma8.6%
HS diploma17.3%
Some college27.2%
Bachelor's+46.9%
Housing tenure
66%
34%
Owner66%
Renter34%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12209 in Albany, NY has changed in 5 years

Income
$68,185 → $89,390
up 31.1%
Population
10,055 → 10,626
up 5.7%
Renter share
32.6% → 34%
+1.4 pts
Bachelor's+
42.1% → 46.9%
+4.8 pts

On the earnings side, the typical household in ZIP 12209 in Albany, NY now reports about $89,390, up from $68,185 in 2021. Headcount in the area went from 10,055 to 10,626 between 2021 and 2024, a 5.7% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 42.1% to 46.9%.

Community

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Local insights

Tips for renters in ZIP 12209

About renting in ZIP 12209

Last updated: June 22, 2026

ZIP code 12209 covers Albany, NY. The median rent here is $1,617/mo as of June 2026. A 1-bedroom rents for a median of $1,320/mo. A 2-bedroom rents for a median of $1,580/mo.

At 22% of local median household income ($89,390/yr), ZIP 12209 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12209?

As of June 22, 2026, the median monthly rent in ZIP 12209 (Albany, NY) is $1,617. This is based on aggregated data from public sources and community submissions.

How does ZIP 12209 rent compare to the US average?

ZIP 12209's median rent of $1,617/mo is $348 (18%) below the US national median of $1,965/mo.

How does ZIP 12209 compare to other ZIPs in New York?

ZIP 12209 is among the more affordable ZIP codes in New York, ranking #268 out of 341 ZIPs at $1,617/mo.

How much income do you need to rent in ZIP 12209?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (~$31/hour full-time) to afford the median rent of $1,617/mo in ZIP 12209. The local median household income is $89,390/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12209?

Rent in ZIP 12209 has been relatively stable over the past year, with a 0.0% change year over year as of June 22, 2026.

Is ZIP 12209 an affordable place to rent?

ZIP 12209 is considered very affordable for renters. At $1,617/mo, rent takes approximately 22% of the local median household income ($89,390/yr). The standard benchmark is 30%. ZIP 12209 falls comfortably within that range.

What percentage of ZIP 12209 residents rent vs. own?

According to Census data, approximately 34% of ZIP 12209 households are renters, while 66% are owner-occupied. ZIP 12209 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 12209 compare to the rest of Albany?

ZIP 12209 is pricier than Albany as a whole. At $1,617/mo, it's $6 above the Albany citywide median of $1,611/mo.

When was rent data for ZIP 12209 last updated?

Rent data for ZIP 12209 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $1,617/mo, rent takes ~22% of ZIP 12209's median household income ($89,390/yr). The standard benchmark is 30%.

ZIP 12209 22%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12209 (Albany, NY)

Recent submissions

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