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ZIP Code · NY

ZIP 12550

Part of Newburgh, NY
Pop. 55,152·Orange County·242nd most expensive ZIP in New York
Median rent (all units)
$1,925/mo
Year-over-Year
+1.7%
Month-over-Month
-2.9%
vs US Median
-$40
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 12550 · $1,925
More expensive than 56% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,300
1 BR
$1,470
2 BR
$1,880
3 BR
$2,390
4 BR+
$2,560
Research median
$1,880/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$23,100/yr
At $1,925/mo median
Location
StateNY
CountyOrange County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (up only 1.7% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+1.7% YoY, -2.9% MoM), not inventory.
Demographics

Who lives here

ZIP 12550 (Newburgh, NY) is majority owner-occupied, 27% of residents hold a bachelor's degree or higher.

Population
55,152
Median income
$85,697
Median age
39.3
Renters
44.2%
Age distribution
20.9%
24.3%
25.9%
12.7%
16.2%
Under 1820.9%
18–3424.3%
35–5425.9%
55–6412.7%
65+16.2%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
39.6%
21.2%
37.6%
White39.6%
Black21.2%
Hispanic37.6%
Asian2.1%
Education (25+)
14.4%
30.4%
28.2%
27%
No HS diploma14.4%
HS diploma30.4%
Some college28.2%
Bachelor's+27%
Housing tenure
55.8%
44.2%
Owner55.8%
Renter44.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12550 in Newburgh, NY has changed in 5 years

Rent
$1,415 → $1,925
up 36.0%
Income
$69,671 → $85,697
up 23.0%
Population
55,564 → 55,152
down 0.7%
Renter share
42.6% → 44.2%
+1.6 pts
Bachelor's+
26.1% → 27%
+0.9 pts
Median age
37.8 → 39.3
+1.5 yrs

Five years ago, renters in ZIP 12550 in Newburgh, NY paid around $1,415 a month. That figure now sits near $1,925, up 36.0% from the 2021 baseline. On the earnings side, the typical household in ZIP 12550 in Newburgh, NY now reports about $85,697, up from $69,671 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has risen from 42.6% to 44.2%, with owner-occupied housing accounting for the remainder. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 12550 in Newburgh, NY reflects that arc in its own way.

Community

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Local insights

Tips for renters in ZIP 12550

About renting in ZIP 12550

Last updated: July 20, 2026

ZIP code 12550 covers Newburgh, NY. The median rent here is $1,925/mo as of July 2026. A 1-bedroom rents for a median of $1,470/mo. A 2-bedroom rents for a median of $1,880/mo.

At 27% of local median household income ($85,697/yr), ZIP 12550 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12550?

As of July 20, 2026, the median monthly rent in ZIP 12550 (Newburgh, NY) is $1,925. This is based on aggregated data from public sources and community submissions.

How does ZIP 12550 rent compare to the US average?

ZIP 12550's median rent of $1,925/mo is $40 (2%) below the US national median of $1,965/mo.

How does ZIP 12550 compare to other ZIPs in New York?

ZIP 12550 is among the more affordable ZIP codes in New York, ranking #242 out of 344 ZIPs at $1,925/mo.

How much income do you need to rent in ZIP 12550?

To keep rent at or below 30% of gross income, you would need to earn at least $77,000/year (~$37/hour full-time) to afford the median rent of $1,925/mo in ZIP 12550. The local median household income is $85,697/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12550?

Rent in ZIP 12550 has increased 1.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 12550 an affordable place to rent?

ZIP 12550 is considered affordable for renters. At $1,925/mo, rent takes approximately 27% of the local median household income ($85,697/yr). The standard benchmark is 30%. ZIP 12550 falls comfortably within that range.

What percentage of ZIP 12550 residents rent vs. own?

According to Census data, approximately 44.2% of ZIP 12550 households are renters, while 55.8% are owner-occupied. ZIP 12550 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 12550 compare to the rest of Newburgh?

ZIP 12550 sits right at the Newburgh citywide median of $1,925/mo.

When was rent data for ZIP 12550 last updated?

Rent data for ZIP 12550 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $1,925/mo, rent takes ~27% of ZIP 12550's median household income ($85,697/yr). The standard benchmark is 30%.

ZIP 12550 27%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12550 (Newburgh, NY)

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