ZIP Code · NY

ZIP 12550

Part of Newburgh, NY

Pop. 55,152·Orange County·232nd most expensive ZIP in New York

Median rent (all units)

$1,939/mo

Year-over-Year

+2.2%

Month-over-Month

Stable

vs US Median

+$7

Reported rents

Stable (Monthly)

Be the first to discuss 12550 rents ↓

Most AffordableMost Expensive

ZIP 12550 · $1,939

More expensive than 58% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,300

1 BR

$1,470

2 BR

$1,880

3 BR

$2,390

4 BR+

$2,560

Research median

$1,880/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

June. Asking rents in ZIP 12550 usually run 0.7% below trend in June and 0.6% above it in September, about $25 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in ZIP 12550 is 0% below its high of $1,939 in August 2026, at $1,939 as of September 2026.

Past year vs. the rest of New York

Rent in ZIP 12550 changed +2.2% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

What a typical income covers

30% of the median household income ($85,697) is $2,142 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,880); a 3-bedroom is $2,390.

From Zillow's monthly rent index (ZORI) for ZIP 12550. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$23,268/yr

At $1,939/mo median

Location

CityNewburgh

StateNY

CountyOrange County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.2% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.2% YoY, +0.0% MoM), not inventory.

Demographics

Who lives here

ZIP 12550 (Newburgh, NY) is majority owner-occupied, 27% of residents hold a bachelor's degree or higher.

Population

55,152

Median income

$85,697

Median age

39.3

Renters

44.2%

Age distribution

20.9%

24.3%

25.9%

12.7%

16.2%

Under 1820.9%

18–3424.3%

35–5425.9%

55–6412.7%

65+16.2%

Gender

48.5%

51.5%

Male48.5%

Female51.5%

Race & ethnicity

39.6%

21.2%

37.6%

White39.6%

Black21.2%

Hispanic37.6%

Asian2.1%

Education (25+)

14.4%

30.4%

28.2%

27%

No HS diploma14.4%

HS diploma30.4%

Some college28.2%

Bachelor's+27%

Housing tenure

55.8%

44.2%

Owner55.8%

Renter44.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12550 in Newburgh, NY has changed in 5 years

Rent

$1,371 → $1,939

up 41.4%

Income

$69,671 → $85,697

up 23.0%

Population

55,564 → 55,152

down 0.7%

Renter share

42.6% → 44.2%

+1.6 pts

Bachelor's+

26.1% → 27%

+0.9 pts

Median age

37.8 → 39.3

+1.5 yrs

Five years ago, renters in ZIP 12550 in Newburgh, NY paid around $1,371 a month. That figure now sits near $1,939, up 41.4% from the 2021 baseline. On the earnings side, the typical household in ZIP 12550 in Newburgh, NY now reports about $85,697, up from $69,671 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has risen from 42.6% to 44.2%, with owner-occupied housing accounting for the remainder. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 12550 in Newburgh, NY reflects that arc in its own way.

Community

Discussions about ZIP 12550

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 12550

About renting in ZIP 12550

Last updated: October 17, 2026

ZIP code 12550 covers Newburgh, NY. The median rent here is $1,939/mo as of October 2026. A 1-bedroom rents for a median of $1,470/mo. A 2-bedroom rents for a median of $1,880/mo.

At 27% of local median household income ($85,697/yr), ZIP 12550 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12550?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (about $38/hour full-time) to afford the median rent of $1,939/mo in ZIP 12550. The local median household income is $85,697/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 12550?

Rent in ZIP 12550 has risen 2.2% over the past year as of September 2026. It sits 0% below its high of $1,939 in August 2026.

When is the cheapest time to rent in ZIP 12550?

Asking rents in ZIP 12550 are usually lowest in June, about 0.7% below their yearly trend, and highest in September, about 0.6% above it. At today's median that is a gap of roughly $25 a month. This pattern comes from 6 years of Zillow rent data.

How does ZIP 12550 compare to other ZIPs in New York?

ZIP 12550 is one of the more affordable among New York ZIP codes for rent, ranking #232 of 334 at $1,939/mo. Over the year to September 2026, rent in ZIP 12550 changed +2.2%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.