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ZIP Code · NY

ZIP 12590

Pop. 35,712·Dutchess County·213th most expensive ZIP in New York
Median rent (all units)
$2,392/mo
Year-over-Year
-0.8%
Month-over-Month
-3.1%
vs US Median
+$427
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 12590 · $2,392
More expensive than 76% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,460
1 BR
$1,660
2 BR
$2,120
3 BR
$2,690
4 BR+
$2,890
Research median
$2,120/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$28,704/yr
At $2,392/mo median
Location
StateNY
CountyDutchess County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.8% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-0.8% YoY, -3.1% MoM), not inventory.
Demographics

Who lives here

ZIP 12590 (Wappingers Falls, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 39.5% of residents hold a bachelor's degree or higher.

Population
35,712
Median income
$102,285
Median age
47.2
Renters
30.5%
Age distribution
16.5%
20.6%
27.1%
14.6%
21.1%
Under 1816.5%
18–3420.6%
35–5427.1%
55–6414.6%
65+21.1%
Gender
49.9%
50.1%
Male49.9%
Female50.1%
Race & ethnicity
69%
19.5%
White69%
Black8.4%
Hispanic19.5%
Asian4.3%
Education (25+)
25.8%
27.4%
39.5%
No HS diploma7.3%
HS diploma25.8%
Some college27.4%
Bachelor's+39.5%
Housing tenure
69.5%
30.5%
Owner69.5%
Renter30.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12590 in Wappingers Falls, NY has changed in 5 years

Income
$96,726 → $102,285
up 5.7%
Population
36,849 → 35,712
down 3.1%
Renter share
29.5% → 30.5%
+1.0 pts
Bachelor's+
35.7% → 39.5%
+3.8 pts
Median age
45.1 → 47.2
+2.1 yrs

Local incomes tracked alongside that move, going from a median of $96,726 in 2021 to $102,285 more recently. The population has contracted by 3.1% since 2021, moving from about 36,849 residents to roughly 35,712. College-educated residents now make up 39.5% of adults here, versus 35.7% in 2021.

Community

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Local insights

Tips for renters in ZIP 12590

About renting in ZIP 12590

Last updated: July 20, 2026

ZIP code 12590 covers Wappingers Falls, NY. The median rent here is $2,392/mo as of July 2026. A 1-bedroom rents for a median of $1,660/mo. A 2-bedroom rents for a median of $2,120/mo.

At 28% of local median household income ($102,285/yr), ZIP 12590 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12590?

As of July 20, 2026, the median monthly rent in ZIP 12590 (Wappingers Falls, NY) is $2,392. This is based on aggregated data from public sources and community submissions.

How does ZIP 12590 rent compare to the US average?

ZIP 12590's median rent of $2,392/mo is $427 (22%) above the US national median of $1,965/mo.

How does ZIP 12590 compare to other ZIPs in New York?

ZIP 12590 falls in the middle range for New York, ranking #213 out of 344 ZIPs at $2,392/mo.

How much income do you need to rent in ZIP 12590?

To keep rent at or below 30% of gross income, you would need to earn at least $96,000/year (~$46/hour full-time) to afford the median rent of $2,392/mo in ZIP 12590. The local median household income is $102,285/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12590?

Rent in ZIP 12590 has decreased 0.8% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 12590 an affordable place to rent?

ZIP 12590 is considered affordable for renters. At $2,392/mo, rent takes approximately 28% of the local median household income ($102,285/yr). The standard benchmark is 30%. ZIP 12590 falls comfortably within that range.

What percentage of ZIP 12590 residents rent vs. own?

According to Census data, approximately 30.5% of ZIP 12590 households are renters, while 69.5% are owner-occupied. ZIP 12590 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 12590 compare to the rest of Wappingers Falls?

ZIP 12590 is more affordable than Wappingers Falls overall. At $2,392/mo, it's $6 below the Wappingers Falls citywide median of $2,398/mo.

When was rent data for ZIP 12590 last updated?

Rent data for ZIP 12590 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $2,392/mo, rent takes ~28% of ZIP 12590's median household income ($102,285/yr). The standard benchmark is 30%.

ZIP 12590 28%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12590 (Wappingers Falls, NY)

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