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ZIP Code · NY

ZIP 12701

Pop. 12,197·Sullivan County·269th most expensive ZIP in New York
Median rent (all units)
$1,617/mo
Year-over-Year
Stable
Month-over-Month
-13.4%
vs US Median
-$348
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 12701 · $1,617
More affordable than 65% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$990
1 BR
$1,060
2 BR
$1,290
3 BR
$1,790
4 BR+
$1,870
Research median
$1,290/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,404/yr
At $1,617/mo median
Location
StateNY
CountySullivan County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -13.4% MoM), not inventory.
Demographics

Who lives here

ZIP 12701 (Monticello, NY) is majority renter-occupied, has a large retiree population, has a median income below the national average, 20.4% of residents hold a bachelor's degree or higher.

Population
12,197
Median income
$57,222
Median age
38.4
Renters
63.8%
Age distribution
19.6%
24.5%
22.7%
12.8%
20.4%
Under 1819.6%
18–3424.5%
35–5422.7%
55–6412.8%
65+20.4%
Gender
50.8%
49.2%
Male50.8%
Female49.2%
Race & ethnicity
50.6%
18.1%
28.3%
White50.6%
Black18.1%
Hispanic28.3%
Asian5.2%
Education (25+)
20.6%
32.4%
26.6%
20.4%
No HS diploma20.6%
HS diploma32.4%
Some college26.6%
Bachelor's+20.4%
Housing tenure
36.2%
63.8%
Owner36.2%
Renter63.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12701 in Monticello, NY has changed in 5 years

Income
$49,653 → $57,222
up 15.2%
Population
12,559 → 12,197
down 2.9%
Renter share
51.1% → 63.8%
+12.7 pts
Bachelor's+
22.7% → 20.4%
-2.3 pts
Median age
41.4 → 38.4
-3.0 yrs

Median household income rose from $49,653 to $57,222 between 2021 and 2024, a 15.2% shift. The population has contracted by 2.9% since 2021, moving from about 12,559 residents to roughly 12,197. Renters now make up 63.8% of households, compared with 51.1% five years ago. College-educated residents now make up 20.4% of adults here, versus 22.7% in 2021.

Community

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Local insights

Tips for renters in ZIP 12701

About renting in ZIP 12701

Last updated: July 20, 2026

ZIP code 12701 covers Monticello, NY. The median rent here is $1,617/mo as of July 2026. A 1-bedroom rents for a median of $1,060/mo. A 2-bedroom rents for a median of $1,290/mo.

At 34% of local median household income ($57,222/yr), ZIP 12701 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12701?

As of July 20, 2026, the median monthly rent in ZIP 12701 (Monticello, NY) is $1,617. This is based on aggregated data from public sources and community submissions.

How does ZIP 12701 rent compare to the US average?

ZIP 12701's median rent of $1,617/mo is $348 (18%) below the US national median of $1,965/mo.

How does ZIP 12701 compare to other ZIPs in New York?

ZIP 12701 is among the more affordable ZIP codes in New York, ranking #269 out of 344 ZIPs at $1,617/mo.

How much income do you need to rent in ZIP 12701?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (~$31/hour full-time) to afford the median rent of $1,617/mo in ZIP 12701. The local median household income is $57,222/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 12701?

Rent in ZIP 12701 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 12701 an affordable place to rent?

ZIP 12701 is considered moderate for renters. At $1,617/mo, rent takes approximately 34% of the local median household income ($57,222/yr). The standard benchmark is 30%. ZIP 12701 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 12701 residents rent vs. own?

According to Census data, approximately 63.8% of ZIP 12701 households are renters, while 36.2% are owner-occupied. With a majority renter population, ZIP 12701 has a strong rental market.

How does ZIP 12701 compare to the rest of Monticello?

ZIP 12701 sits right at the Monticello citywide median of $1,617/mo.

When was rent data for ZIP 12701 last updated?

Rent data for ZIP 12701 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
34%
MODERATE

At $1,617/mo, rent takes ~34% of ZIP 12701's median household income ($57,222/yr). The standard benchmark is 30%.

ZIP 12701 34%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12701 (Monticello, NY)

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