ZIP Code · NY

ZIP 13601

Part of Watertown, NY

Pop. 36,839·Jefferson County·274th most expensive ZIP in New York

Median rent (all units)

$1,552/mo

Year-over-Year

+11.1%

Month-over-Month

+2.0%

vs US Median

-$380

Reported rents

Rising (Monthly)

Be the first to discuss 13601 rents ↓

Most AffordableMost Expensive

ZIP 13601 · $1,552

More affordable than 69% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$890

1 BR

$980

2 BR

$1,290

3 BR

$1,750

4 BR+

$2,150

Research median

$1,290/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 13601 is at its highest level since Zillow's records here began in March 2022.

Past year vs. the rest of New York

Rent in ZIP 13601 changed +11.1% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($58,791) is $1,470 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,290); a 3-bedroom is $1,750.

From Zillow's monthly rent index (ZORI) for ZIP 13601. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$18,624/yr

At $1,552/mo median

Location

CityWatertown

StateNY

CountyJefferson County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 11.1% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+11.1% YoY, +2.0% MoM), not inventory.

Demographics

Who lives here

ZIP 13601 (Watertown, NY) is roughly split between renters and owners, has a median income below the national average, 26.2% of residents hold a bachelor's degree or higher.

Population

36,839

Median income

$58,791

Median age

35.7

Renters

51.4%

Age distribution

23.2%

25.8%

24.3%

15.6%

Under 1823.2%

18–3425.8%

35–5424.3%

55–6411.1%

65+15.6%

Gender

50.1%

49.9%

Male50.1%

Female49.9%

Race & ethnicity

81.4%

White81.4%

Black4.6%

Hispanic6.2%

Asian2.5%

Other5.3%

Education (25+)

32.9%

32.1%

26.2%

No HS diploma8.8%

HS diploma32.9%

Some college32.1%

Bachelor's+26.2%

Housing tenure

48.6%

51.4%

Owner48.6%

Renter51.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 13601 in Watertown, NY has changed in 5 years

Rent

$1,190 → $1,552

up 30.4%

Income

$53,813 → $58,791

up 9.3%

Population

38,695 → 36,839

down 4.8%

Renter share

49.8% → 51.4%

+1.6 pts

Bachelor's+

24.8% → 26.2%

+1.4 pts

Median age

34.9 → 35.7

+0.8 yrs

Across the past five years, the going rent in ZIP 13601 in Watertown, NY has shifted from $1,190 to $1,552, up 30.4% since 2022. Median household income climbed from $53,813 to $58,791 between 2021 and 2024, a 9.3% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 13601 in Watertown, NY losing about 1,856 residents over the five-year window, down 4.8% on net. The renter share has risen from 49.8% to 51.4%, with owner-occupied housing accounting for the remainder. Taken together, the five-year picture in ZIP 13601 in Watertown, NY reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about ZIP 13601

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 13601

About renting in ZIP 13601

Last updated: October 17, 2026

ZIP code 13601 covers Watertown, NY. The median rent here is $1,552/mo as of October 2026. A 1-bedroom rents for a median of $980/mo. A 2-bedroom rents for a median of $1,290/mo.

At 32% of local median household income ($58,791/yr), ZIP 13601 ranks as moderate compared to the national benchmark of 30%. Rents have increased 11.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 13601?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (about $30/hour full-time) to afford the median rent of $1,552/mo in ZIP 13601. The local median household income is $58,791/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 13601?

Rent in ZIP 13601 has risen 11.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2022.

How does ZIP 13601 compare to other ZIPs in New York?

ZIP 13601 is one of the more affordable among New York ZIP codes for rent, ranking #274 of 334 at $1,552/mo. Over the year to September 2026, rent in ZIP 13601 changed +11.1%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.