ZIP Code · NY

ZIP 13440

Part of Rome, NY

Pop. 41,555·Oneida County·301st most expensive ZIP in New York

Median rent (all units)

$1,347/mo

Year-over-Year

+14.9%

Month-over-Month

+1.8%

vs US Median

-$585

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 13440 · $1,347

More affordable than 83% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$910

1 BR

$940

2 BR

$1,190

3 BR

$1,430

4 BR+

$1,650

Research median

$1,190/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 13440 changed +14.9% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($68,207) is $1,705 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,650).

From Zillow's monthly rent index (ZORI) for ZIP 13440. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,164/yr

At $1,347/mo median

Location

CityRome

StateNY

CountyOneida County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 14.9% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+14.9% YoY, +1.8% MoM), not inventory.

Demographics

Who lives here

ZIP 13440 (Rome, NY) is majority owner-occupied, has a large retiree population, 22.8% of residents hold a bachelor's degree or higher.

Population

41,555

Median income

$68,207

Median age

42.4

Renters

35.6%

Age distribution

19.5%

22%

24%

14.1%

20.3%

Under 1819.5%

18–3422%

35–5424%

55–6414.1%

65+20.3%

Gender

51.9%

48.1%

Male51.9%

Female48.1%

Race & ethnicity

86%

White86%

Black3.5%

Hispanic7%

Asian1.2%

Other2.3%

Education (25+)

33.6%

32.8%

22.8%

No HS diploma10.8%

HS diploma33.6%

Some college32.8%

Bachelor's+22.8%

Housing tenure

64.4%

35.6%

Owner64.4%

Renter35.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 13440 in Rome, NY has changed in 5 years

Income

$59,486 → $68,207

up 14.7%

Population

41,215 → 41,555

up 0.8%

Renter share

34.9% → 35.6%

+0.7 pts

Bachelor's+

21.6% → 22.8%

+1.2 pts

Median age

40.8 → 42.4

+1.6 yrs

Census figures show median household income at $68,207 today, compared with $59,486 five years earlier.

Community

Discussions about ZIP 13440

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Local insights

Tips for renters in ZIP 13440

About renting in ZIP 13440

Last updated: October 17, 2026

ZIP code 13440 covers Rome, NY. The median rent here is $1,347/mo as of October 2026. A 1-bedroom rents for a median of $940/mo. A 2-bedroom rents for a median of $1,190/mo.

At 24% of local median household income ($68,207/yr), ZIP 13440 ranks as affordable compared to the national benchmark of 30%. Rents have increased 14.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 13440?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (about $26/hour full-time) to afford the median rent of $1,347/mo in ZIP 13440. The local median household income is $68,207/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 13440?

Rent in ZIP 13440 has risen 14.9% over the past year.

How does ZIP 13440 compare to other ZIPs in New York?

ZIP 13440 is one of the more affordable among New York ZIP codes for rent, ranking #301 of 334 at $1,347/mo. Over the year to September 2026, rent in ZIP 13440 changed +14.9%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.