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ZIP Code · NC

ZIP 28465

Pop. 8,756·Brunswick County·26th most expensive ZIP in North Carolina
Median rent (all units)
$1,983/mo
Year-over-Year
Stable
Month-over-Month
+4.4%
vs US Median
+$53
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 28465 · $1,983
More expensive than 61% of US ZIP codes · National median $1,930/mo
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Medians by bedroom

Rent by unit size

Studio
$1,230
1 BR
$1,290
2 BR
$1,410
3 BR
$1,960
4 BR+
$2,370
Research median
$1,410/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: April 17, 2026

Annual cost
$23,796/yr
At $1,983/mo median
Location
StateNC
CountyBrunswick County
Demographics

Who lives here

ZIP 28465 (Oak Island, NC) is majority owner-occupied, has a large retiree population, 45.3% of residents hold a bachelor's degree or higher.

Population
8,756
Median income
$86,194
Median age
62
Renters
8.9%
Age distribution
20.4%
25.6%
41.5%
Under 187.7%
18–344.9%
35–5420.4%
55–6425.6%
65+41.5%
Gender
47.7%
52.3%
Male47.7%
Female52.3%
Race & ethnicity
94.4%
White94.4%
Black0.8%
Hispanic1.2%
Other3.2%
Education (25+)
20%
31.5%
45.3%
No HS diploma3.2%
HS diploma20%
Some college31.5%
Bachelor's+45.3%
Housing tenure
91.1%
Owner91.1%
Renter8.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28465 in Oak Island, NC has changed in 5 years

Income
$84,519 → $86,194
up 2.0%
Population
7,768 → 8,756
up 12.7%
Renter share
12.5% → 8.9%
-3.6 pts
Bachelor's+
44% → 45.3%
+1.3 pts
Median age
59.6 → 62
+2.4 yrs

On the earnings side, the typical household in ZIP 28465 in Oak Island, NC now reports about $86,194, up from $84,519 in 2021. The population has grown by 12.7% since 2021, moving from about 7,768 residents to roughly 8,756. Renters now make up 8.9% of households, compared with 12.5% five years ago.

Community

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Local insights

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About renting in ZIP 28465

Last updated: April 17, 2026

ZIP code 28465 covers Oak Island, NC. The median rent here is $1,983/mo as of April 2026. A 1-bedroom rents for a median of $1,290/mo. A 2-bedroom rents for a median of $1,410/mo.

At 28% of local median household income ($86,194/yr), ZIP 28465 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28465?

As of April 17, 2026, the median monthly rent in ZIP 28465 (Oak Island, NC) is $1,983. This is based on aggregated data from public sources and community submissions.

How does ZIP 28465 rent compare to the US average?

ZIP 28465's median rent of $1,983/mo is $53 (3%) above the US national median of $1,930/mo.

How does ZIP 28465 compare to other ZIPs in North Carolina?

ZIP 28465 is one of the pricier ZIP codes in North Carolina, ranking #26 out of 221 ZIPs tracked at $1,983/mo.

How much income do you need to rent in ZIP 28465?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (~$38/hour full-time) to afford the median rent of $1,983/mo in ZIP 28465. The local median household income is $86,194/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 28465?

Rent in ZIP 28465 has been relatively stable over the past year, with a 0.0% change year over year as of April 17, 2026.

Is ZIP 28465 an affordable place to rent?

ZIP 28465 is considered affordable for renters. At $1,983/mo, rent takes approximately 28% of the local median household income ($86,194/yr). The standard benchmark is 30%. ZIP 28465 falls comfortably within that range.

What percentage of ZIP 28465 residents rent vs. own?

According to Census data, approximately 8.9% of ZIP 28465 households are renters, while 91.1% are owner-occupied. ZIP 28465 leans toward homeownership, which can mean a smaller rental inventory.

When was rent data for ZIP 28465 last updated?

Rent data for ZIP 28465 reflects April 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Affordability
28%
AFFORDABLE

At $1,983/mo, rent takes ~28% of ZIP 28465's median household income ($86,194/yr). The standard benchmark is 30%.

ZIP 28465 28%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28465 (Oak Island, NC)

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