ZIP 32164
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12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in ZIP 32164 usually run 0.6% below trend in January and 0.6% above it in August, about $22 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 32164 is 0.1% below its high of $1,866 in May 2026, at $1,864 as of September 2026.
Rent in ZIP 32164 changed +0.6% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.
From 2019 to 2024, rent in ZIP 32164 rose 44.9% while median household income rose 43.6% ($53,213 to $76,399). Rent outpaced income.
Rent in ZIP 32164 is 42.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 6 of the last 12 months.
30% of the median household income ($76,399) is $1,910 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,840); a 3-bedroom is $2,510.
From Zillow's monthly rent index (ZORI) for ZIP 32164. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 32164 (Palm Coast, FL) is majority owner-occupied, has a large retiree population, 26.1% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 32164 in Palm Coast, FL has changed in 5 years
Five years ago, renters in ZIP 32164 in Palm Coast, FL paid around $1,466 a month. That figure now sits near $1,864, up 27.1% from the 2021 baseline. On the earnings side, the typical household in ZIP 32164 in Palm Coast, FL now reports about $76,399, up from $63,091 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 32164 in Palm Coast, FL adding about 6,650 residents over the five-year window, up 13.3% on net. The renter share has eased from 28.2% to 20.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 22.5% to 26.1% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 32164 in Palm Coast, FL reflects that arc in its own way.
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Tips for renters in ZIP 32164
Last updated: October 17, 2026
ZIP code 32164 covers Palm Coast, FL. The median rent here is $1,864/mo as of October 2026. A 1-bedroom rents for a median of $1,460/mo. A 2-bedroom rents for a median of $1,840/mo.
At 29% of local median household income ($76,399/yr), ZIP 32164 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.7% over the past year.
Frequently asked questions
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How does ZIP 32164 compare to other ZIPs in Florida?
How does ZIP 32164 compare to the rest of Palm Coast?
At $1,864/mo, rent takes ~29% of ZIP 32164's median household income ($76,399/yr). The standard benchmark is 30%.
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