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ZIP Code · FL

ZIP 32164

Pop. 56,658·Flagler County·453rd most expensive ZIP in Florida
Median rent (all units)
$1,893/mo
Year-over-Year
+3.6%
Month-over-Month
-1.5%
vs US Median
-$72
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 32164 · $1,893
More expensive than 54% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,300
1 BR
$1,460
2 BR
$1,840
3 BR
$2,510
4 BR+
$2,850
Research median
$1,840/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$22,716/yr
At $1,893/mo median
Location
StateFL
CountyFlagler County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+3.6% YoY, -1.5% MoM), not inventory.
Demographics

Who lives here

ZIP 32164 (Palm Coast, FL) is majority owner-occupied, has a large retiree population, 26.1% of residents hold a bachelor's degree or higher.

Population
56,658
Median income
$76,399
Median age
47.4
Renters
20.4%
Age distribution
18.3%
18.7%
22.1%
13.4%
27.4%
Under 1818.3%
18–3418.7%
35–5422.1%
55–6413.4%
65+27.4%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
67.2%
12.4%
15.3%
White67.2%
Black12.4%
Hispanic15.3%
Asian2.5%
Other2.7%
Education (25+)
30.9%
34.9%
26.1%
No HS diploma8.1%
HS diploma30.9%
Some college34.9%
Bachelor's+26.1%
Housing tenure
79.6%
20.4%
Owner79.6%
Renter20.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32164 in Palm Coast, FL has changed in 5 years

Rent
$1,452 → $1,893
up 30.4%
Income
$63,091 → $76,399
up 21.1%
Population
50,008 → 56,658
up 13.3%
Renter share
28.2% → 20.4%
-7.8 pts
Bachelor's+
22.5% → 26.1%
+3.6 pts

Five years ago, renters in ZIP 32164 in Palm Coast, FL paid around $1,452 a month. That figure now sits near $1,893, up 30.4% from the 2021 baseline. On the earnings side, the typical household in ZIP 32164 in Palm Coast, FL now reports about $76,399, up from $63,091 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 32164 in Palm Coast, FL adding about 6,650 residents over the five-year window, up 13.3% on net. The renter share has eased from 28.2% to 20.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 22.5% to 26.1% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 32164 in Palm Coast, FL reflects that arc in its own way.

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Local insights

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About renting in ZIP 32164

Last updated: July 20, 2026

ZIP code 32164 covers Palm Coast, FL. The median rent here is $1,893/mo as of July 2026. A 1-bedroom rents for a median of $1,460/mo. A 2-bedroom rents for a median of $1,840/mo.

At 30% of local median household income ($76,399/yr), ZIP 32164 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 32164?

As of July 20, 2026, the median monthly rent in ZIP 32164 (Palm Coast, FL) is $1,893. This is based on aggregated data from public sources and community submissions.

How does ZIP 32164 rent compare to the US average?

ZIP 32164's median rent of $1,893/mo is $72 (4%) below the US national median of $1,965/mo.

How does ZIP 32164 compare to other ZIPs in Florida?

ZIP 32164 is among the more affordable ZIP codes in Florida, ranking #453 out of 662 ZIPs at $1,893/mo.

How much income do you need to rent in ZIP 32164?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (~$37/hour full-time) to afford the median rent of $1,893/mo in ZIP 32164. The local median household income is $76,399/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 32164?

Rent in ZIP 32164 has increased 3.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 32164 an affordable place to rent?

ZIP 32164 is considered moderate for renters. At $1,893/mo, rent takes approximately 30% of the local median household income ($76,399/yr). The standard benchmark is 30%. ZIP 32164 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 32164 residents rent vs. own?

According to Census data, approximately 20.4% of ZIP 32164 households are renters, while 79.6% are owner-occupied. ZIP 32164 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 32164 compare to the rest of Palm Coast?

ZIP 32164 is more affordable than Palm Coast overall. At $1,893/mo, it's $32 below the Palm Coast citywide median of $1,925/mo.

When was rent data for ZIP 32164 last updated?

Rent data for ZIP 32164 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
30%
MODERATE

At $1,893/mo, rent takes ~30% of ZIP 32164's median household income ($76,399/yr). The standard benchmark is 30%.

ZIP 32164 30%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 32164 (Palm Coast, FL)

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