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ZIP Code · FL

ZIP 32177

Part of Palatka, FL
Pop. 25,645·Putnam County·652nd most expensive ZIP in Florida
Median rent (all units)
$1,379/mo
Year-over-Year
+1.4%
Month-over-Month
+2.7%
vs US Median
-$586
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 32177 · $1,379
More affordable than 82% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$910
1 BR
$910
2 BR
$1,200
3 BR
$1,510
4 BR+
$1,590
Research median
$1,200/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,548/yr
At $1,379/mo median
Location
StateFL
CountyPutnam County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 1.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+1.4% YoY, +2.7% MoM), not inventory.
Demographics

Who lives here

ZIP 32177 (Palatka, FL) is majority owner-occupied, has a large retiree population, has a median income below the national average, 12.7% of residents hold a bachelor's degree or higher.

Population
25,645
Median income
$47,796
Median age
39.9
Renters
32.9%
Age distribution
24.7%
19.3%
22.4%
13.2%
20.4%
Under 1824.7%
18–3419.3%
35–5422.4%
55–6413.2%
65+20.4%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
63.9%
27.5%
White63.9%
Black27.5%
Hispanic6.9%
Asian0.5%
Other1.2%
Education (25+)
15%
44.4%
27.9%
12.7%
No HS diploma15%
HS diploma44.4%
Some college27.9%
Bachelor's+12.7%
Housing tenure
67.1%
32.9%
Owner67.1%
Renter32.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32177 in Palatka, FL has changed in 5 years

Income
$39,133 → $47,796
up 22.1%
Population
26,087 → 25,645
down 1.7%
Renter share
37.9% → 32.9%
-5.0 pts
Bachelor's+
10.9% → 12.7%
+1.8 pts
Median age
41.5 → 39.9
-1.6 yrs

Census figures show median household income at $47,796 today, compared with $39,133 five years earlier. Census counts show ZIP 32177 in Palatka, FL losing about 442 residents over the five-year window, down 1.7% on net. The renter share has eased from 37.9% to 32.9%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 32177

Last updated: July 20, 2026

ZIP code 32177 covers Palatka, FL. The median rent here is $1,379/mo as of July 2026. A 1-bedroom rents for a median of $910/mo. A 2-bedroom rents for a median of $1,200/mo.

At 35% of local median household income ($47,796/yr), ZIP 32177 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 32177?

As of July 20, 2026, the median monthly rent in ZIP 32177 (Palatka, FL) is $1,379. This is based on aggregated data from public sources and community submissions.

How does ZIP 32177 rent compare to the US average?

ZIP 32177's median rent of $1,379/mo is $586 (30%) below the US national median of $1,965/mo.

How does ZIP 32177 compare to other ZIPs in Florida?

ZIP 32177 is among the more affordable ZIP codes in Florida, ranking #652 out of 662 ZIPs at $1,379/mo.

How much income do you need to rent in ZIP 32177?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (~$26/hour full-time) to afford the median rent of $1,379/mo in ZIP 32177. The local median household income is $47,796/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 32177?

Rent in ZIP 32177 has increased 1.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 32177 an affordable place to rent?

ZIP 32177 is considered moderate for renters. At $1,379/mo, rent takes approximately 35% of the local median household income ($47,796/yr). The standard benchmark is 30%. ZIP 32177 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 32177 residents rent vs. own?

According to Census data, approximately 32.9% of ZIP 32177 households are renters, while 67.1% are owner-occupied. ZIP 32177 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 32177 compare to the rest of Palatka?

ZIP 32177 sits right at the Palatka citywide median of $1,379/mo.

When was rent data for ZIP 32177 last updated?

Rent data for ZIP 32177 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
35%
MODERATE

At $1,379/mo, rent takes ~35% of ZIP 32177's median household income ($47,796/yr). The standard benchmark is 30%.

ZIP 32177 35%Benchmark 30%
State income taxNone
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Schools nearby

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