ZIP Code · FL

ZIP 32221

Pop. 32,833·Duval County·411th most expensive ZIP in Florida
Median rent (all units)
$1,938/mo
Year-over-Year
+4.4%
Month-over-Month
+1.4%
vs US Median
+$6
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 32221 · $1,938
More expensive than 58% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,570
1 BR
$1,600
2 BR
$1,920
3 BR
$2,370
4 BR+
$2,970
Research median
$1,920/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 32221 usually run 0.7% below trend in December and 0.6% above it in May, about $25 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 32221 is at its highest level since Zillow's records here began in December 2015.

Past year vs. the rest of Florida

Rent in ZIP 32221 changed +4.4% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 32221 rose 44.2% while median household income rose 29.8% ($63,900 to $82,969). Rent outpaced income.

Since before the pandemic

Rent in ZIP 32221 is 48.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 3 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($82,969) is $2,074 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,920); a 3-bedroom is $2,370.

Rank in Jacksonville

27th cheapest of 29 ZIP codes in Jacksonville.

Cheaper nearby

ZIP 32210, 6 miles away, rents for 29% less ($1,375/mo), about $6,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 32221. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,256/yr
At $1,938/mo median
Location
StateFL
CountyDuval County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.4% YoY, +1.4% MoM), not inventory.
Demographics

Who lives here

ZIP 32221 (Jacksonville, FL) is majority owner-occupied, 24.4% of residents hold a bachelor's degree or higher.

Population
32,833
Median income
$82,969
Median age
37.5
Renters
21.4%
Age distribution
24.8%
21.4%
26%
14.6%
13.2%
Under 1824.8%
18–3421.4%
35–5426%
55–6414.6%
65+13.2%
Gender
49.8%
50.2%
Male49.8%
Female50.2%
Race & ethnicity
51.6%
32.1%
White51.6%
Black32.1%
Hispanic9.7%
Asian5.1%
Other1.5%
Education (25+)
35.1%
30%
24.4%
No HS diploma10.6%
HS diploma35.1%
Some college30%
Bachelor's+24.4%
Housing tenure
78.6%
21.4%
Owner78.6%
Renter21.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32221 in Jacksonville, FL has changed in 5 years

Rent
$1,457 → $1,938
up 33.0%
Income
$66,846 → $82,969
up 24.1%
Population
29,346 → 32,833
up 11.9%
Renter share
25.3% → 21.4%
-3.9 pts
Bachelor's+
22.7% → 24.4%
+1.7 pts
Median age
40.1 → 37.5
-2.6 yrs

The median rent in ZIP 32221 in Jacksonville, FL stood at $1,457 in 2021 and currently runs about $1,938, reflecting a 33.0% increase over the period. On the earnings side, the typical household in ZIP 32221 in Jacksonville, FL now reports about $82,969, up from $66,846 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 11.9% since 2021, moving from about 29,346 residents to roughly 32,833. Renters now make up 21.4% of households, compared with 25.3% five years ago. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 32221 in Jacksonville, FL reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 32221

Last updated: October 17, 2026

ZIP code 32221 covers Jacksonville, FL. The median rent here is $1,938/mo as of October 2026. A 1-bedroom rents for a median of $1,600/mo. A 2-bedroom rents for a median of $1,920/mo.

At 28% of local median household income ($82,969/yr), ZIP 32221 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32221?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (about $38/hour full-time) to afford the median rent of $1,938/mo in ZIP 32221. The local median household income is $82,969/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 32221?

Rent in ZIP 32221 has risen 4.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2015.

When is the cheapest time to rent in ZIP 32221?

Asking rents in ZIP 32221 are usually lowest in December, about 0.7% below their yearly trend, and highest in May, about 0.6% above it. At today's median that is a gap of roughly $25 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 32221?

Yes. From 2019 to 2024, rent in ZIP 32221 rose 44.2% while median household income rose 29.8%, from $63,900 to $82,969. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 32221 compare to other ZIPs in Florida?

ZIP 32221 is in the middle among Florida ZIP codes for rent, ranking #411 of 656 at $1,938/mo. Over the year to September 2026, rent in ZIP 32221 changed +4.4%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 32221 compare to the rest of Jacksonville?

At $1,938/mo, ZIP 32221 is $349 above the Jacksonville citywide median of $1,589/mo. It is the 27th cheapest of 29 ZIP codes in Jacksonville.
Income Affordability
28%
AFFORDABLE

At $1,938/mo, rent takes ~28% of ZIP 32221's median household income ($82,969/yr). The standard benchmark is 30%.

ZIP 32221 28%Benchmark 30%
State income taxNone
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Schools nearby

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