ZIP Code · FL

ZIP 32220

Part of Jacksonville, FL

Pop. 12,298·Duval County·470th most expensive ZIP in Florida

Median rent (all units)

$1,836/mo

Year-over-Year

+5.1%

Month-over-Month

+0.9%

vs US Median

-$96

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 32220 · $1,836

More expensive than 52% of US ZIP codes · National median $1,932/mo

Rent check

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,220

1 BR

$1,240

2 BR

$1,490

3 BR

$1,840

4 BR+

$2,300

Research median

$1,490/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Florida

Rent in ZIP 32220 changed +5.1% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($81,792) is $2,045 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,840); a 4-bedroom is $2,300.

Rank in Jacksonville

23rd cheapest of 29 ZIP codes in Jacksonville.

Cheaper nearby

ZIP 32254, 8 miles away, rents for 27% less ($1,340/mo), about $6,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 32220. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,032/yr

At $1,836/mo median

Location

CityJacksonville

StateFL

CountyDuval County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 5.1% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+5.1% YoY, +0.9% MoM), not inventory.

Demographics

Who lives here

ZIP 32220 (Jacksonville, FL) is majority owner-occupied, has a large retiree population, 19.6% of residents hold a bachelor's degree or higher.

Population

12,298

Median income

$81,792

Median age

44.1

Renters

13.7%

Age distribution

18.9%

18%

29.6%

13.3%

20.3%

Under 1818.9%

18–3418%

35–5429.6%

55–6413.3%

65+20.3%

Gender

45%

55%

Male45%

Female55%

Race & ethnicity

62.5%

18.9%

12.7%

White62.5%

Black18.9%

Hispanic12.7%

Asian5.2%

Other0.7%

Education (25+)

39%

32.9%

19.6%

No HS diploma8.5%

HS diploma39%

Some college32.9%

Bachelor's+19.6%

Housing tenure

86.3%

13.7%

Owner86.3%

Renter13.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32220 in Jacksonville, FL has changed in 5 years

Income

$66,808 → $81,792

up 22.4%

Population

12,020 → 12,298

up 2.3%

Renter share

16.4% → 13.7%

-2.7 pts

Bachelor's+

14.6% → 19.6%

+5.0 pts

Census figures show median household income at $81,792 today, compared with $66,808 five years earlier. Census counts show ZIP 32220 in Jacksonville, FL adding about 278 residents over the five-year window, up 2.3% on net. The renter share has eased from 16.4% to 13.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 14.6% to 19.6% across the same window.

Community

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Local insights

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About renting in ZIP 32220

Last updated: October 17, 2026

ZIP code 32220 covers Jacksonville, FL. The median rent here is $1,836/mo as of October 2026. A 1-bedroom rents for a median of $1,240/mo. A 2-bedroom rents for a median of $1,490/mo.

At 27% of local median household income ($81,792/yr), ZIP 32220 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32220?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (about $35/hour full-time) to afford the median rent of $1,836/mo in ZIP 32220. The local median household income is $81,792/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 32220?

Rent in ZIP 32220 has risen 5.1% over the past year.

How does ZIP 32220 compare to other ZIPs in Florida?

ZIP 32220 is one of the more affordable among Florida ZIP codes for rent, ranking #470 of 656 at $1,836/mo. Over the year to September 2026, rent in ZIP 32220 changed +5.1%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.