ZIP Code · FL

ZIP 32561

Part of Gulf Breeze, FL

Pop. 9,321·Santa Rosa County·141st most expensive ZIP in Florida

Median rent (all units)

$2,528/mo

Year-over-Year

Stable

Month-over-Month

+0.6%

vs US Median

+$596

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 32561 · $2,528

More expensive than 81% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,500

1 BR

$1,670

2 BR

$1,970

3 BR

$2,630

4 BR+

$3,240

Research median

$1,970/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($115,799) is $2,895 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,630); a 4-bedroom is $3,240.

Cheaper nearby

ZIP 32563, 6 miles away, rents for 20% less ($2,010/mo), about $6,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 32561. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$30,336/yr

At $2,528/mo median

Location

CityGulf Breeze

StateFL

CountySanta Rosa County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 32561 (Gulf Breeze, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 59.5% of residents hold a bachelor's degree or higher.

Population

9,321

Median income

$115,799

Median age

53.2

Renters

18.8%

Age distribution

20%

26.9%

17.6%

30.6%

Under 1820%

18–345.1%

35–5426.9%

55–6417.6%

65+30.6%

Gender

44.8%

55.2%

Male44.8%

Female55.2%

Race & ethnicity

82.2%

White82.2%

Black1.4%

Hispanic9.5%

Asian2.6%

Other4.5%

Education (25+)

12.1%

26.1%

59.5%

No HS diploma2.2%

HS diploma12.1%

Some college26.1%

Bachelor's+59.5%

Housing tenure

81.2%

18.8%

Owner81.2%

Renter18.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32561 in Gulf Breeze, FL has changed in 5 years

Income

$108,205 → $115,799

up 7.0%

Population

9,610 → 9,321

down 3.0%

Renter share

21.4% → 18.8%

-2.6 pts

Bachelor's+

58.1% → 59.5%

+1.4 pts

Median age

50.4 → 53.2

+2.8 yrs

Census figures show median household income at $115,799 today, compared with $108,205 five years earlier. The population has contracted by 3.0% since 2021, moving from about 9,610 residents to roughly 9,321. Renters now make up 18.8% of households, compared with 21.4% five years ago.

Community

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Local insights

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About renting in ZIP 32561

Last updated: October 17, 2026

ZIP code 32561 covers Gulf Breeze, FL. The median rent here is $2,528/mo as of October 2026. A 1-bedroom rents for a median of $1,670/mo. A 2-bedroom rents for a median of $1,970/mo.

At 26% of local median household income ($115,799/yr), ZIP 32561 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32561?

To keep rent at or below 30% of gross income, you would need to earn at least $101,000/year (about $49/hour full-time) to afford the median rent of $2,528/mo in ZIP 32561. The local median household income is $115,799/yr, so the typical household meets that bar.