ZIP Code · FL

ZIP 32563

Pop. 30,364·Santa Rosa County·362nd most expensive ZIP in Florida
Median rent (all units)
$2,010/mo
Year-over-Year
+4.0%
Month-over-Month
+0.9%
vs US Median
+$78
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 32563 · $2,010
More expensive than 62% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,440
1 BR
$1,630
2 BR
$1,910
3 BR
$2,530
4 BR+
$3,080
Research median
$1,910/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 32563 is at its highest level since Zillow's records here began in February 2022.

Past year vs. the rest of Florida

Rent in ZIP 32563 changed +4.0% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 5 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($100,396) is $2,510 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,910); a 3-bedroom is $2,530.

From Zillow's monthly rent index (ZORI) for ZIP 32563. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,120/yr
At $2,010/mo median
Location
StateFL
CountySanta Rosa County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.0% YoY, +0.9% MoM), not inventory.
Demographics

Who lives here

ZIP 32563 (Gulf Breeze, FL) is majority owner-occupied, has a median income above the national average, 40.8% of residents hold a bachelor's degree or higher.

Population
30,364
Median income
$100,396
Median age
43.5
Renters
18.4%
Age distribution
20.8%
18.1%
29.4%
12.9%
18.7%
Under 1820.8%
18–3418.1%
35–5429.4%
55–6412.9%
65+18.7%
Gender
49.9%
50.1%
Male49.9%
Female50.1%
Race & ethnicity
85.8%
White85.8%
Black1.7%
Hispanic7.9%
Asian1.6%
Other3%
Education (25+)
17.6%
37.8%
40.8%
No HS diploma3.8%
HS diploma17.6%
Some college37.8%
Bachelor's+40.8%
Housing tenure
81.6%
18.4%
Owner81.6%
Renter18.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 32563 in Gulf Breeze, FL has changed in 5 years

Rent
$1,843 → $2,010
up 9.1%
Income
$87,054 → $100,396
up 15.3%
Population
28,186 → 30,364
up 7.7%
Renter share
19.8% → 18.4%
-1.4 pts
Bachelor's+
39% → 40.8%
+1.8 pts

Compared with 2022, rent in ZIP 32563 in Gulf Breeze, FL has climbed by $167 per month, settling near $2,010 after starting the period at $1,843. Census figures show median household income at $100,396 today, compared with $87,054 five years earlier. Income growth outran rent by about 6.2 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 28,186 to 30,364 between 2021 and 2024, a 7.7% change. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

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Local insights

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About renting in ZIP 32563

Last updated: October 17, 2026

ZIP code 32563 covers Gulf Breeze, FL. The median rent here is $2,010/mo as of October 2026. A 1-bedroom rents for a median of $1,630/mo. A 2-bedroom rents for a median of $1,910/mo.

At 24% of local median household income ($100,396/yr), ZIP 32563 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32563?

To keep rent at or below 30% of gross income, you would need to earn at least $80,000/year (about $38/hour full-time) to afford the median rent of $2,010/mo in ZIP 32563. The local median household income is $100,396/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 32563?

Rent in ZIP 32563 has risen 4.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2022.

How does ZIP 32563 compare to other ZIPs in Florida?

ZIP 32563 is in the middle among Florida ZIP codes for rent, ranking #362 of 656 at $2,010/mo. Over the year to September 2026, rent in ZIP 32563 changed +4.0%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 32563 compare to the rest of Gulf Breeze?

At $2,010/mo, ZIP 32563 is $65 below the Gulf Breeze citywide median of $2,075/mo.
Income Affordability
24%
VERY AFFORDABLE

At $2,010/mo, rent takes ~24% of ZIP 32563's median household income ($100,396/yr). The standard benchmark is 30%.

ZIP 32563 24%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 32563 (Gulf Breeze, FL)

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