ZIP Code · FL

ZIP 34108

Part of Naples, FL

Pop. 16,237·Collier County·2nd most expensive ZIP in Florida

Median rent (all units)

$8,197/mo

Year-over-Year

-0.7%

Month-over-Month

-0.6%

vs US Median

+$6,265

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 34108 · $8,197

More expensive than 100% of US ZIP codes · National median $1,932/mo

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Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34108 is 4.6% below its high of $8,594 in March 2026, at $8,197 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34108 changed -0.7% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has fallen 6 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($119,212) is $2,980 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,350); a 3-bedroom is $3,050.

Rank in Naples

14th cheapest of 14 ZIP codes in Naples.

Cheaper nearby

ZIP 34109, 3 miles away, rents for 71% less ($2,393/mo), about $69,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34108. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$98,364/yr

At $8,197/mo median

Location

CityNaples

StateFL

CountyCollier County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-0.7% YoY, -0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 34108 (Naples, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 60.4% of residents hold a bachelor's degree or higher.

Population

16,237

Median income

$119,212

Median age

67.7

Renters

14%

Age distribution

17.7%

55.6%

Under 186.3%

18–348.5%

35–5411.8%

55–6417.7%

65+55.6%

Gender

48.2%

51.8%

Male48.2%

Female51.8%

Race & ethnicity

85.4%

White85.4%

Black1.4%

Hispanic10.8%

Asian1.5%

Other0.9%

Education (25+)

14.4%

21.5%

60.4%

No HS diploma3.6%

HS diploma14.4%

Some college21.5%

Bachelor's+60.4%

Housing tenure

86%

14%

Owner86%

Renter14%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 34108 in Naples, FL has changed in 5 years

Rent

$6,602 → $8,197

up 24.2%

Income

$106,290 → $119,212

up 12.2%

Population

16,631 → 16,237

down 2.4%

Renter share

15.3% → 14%

-1.3 pts

Bachelor's+

58.5% → 60.4%

+1.9 pts

Median age

66.5 → 67.7

+1.2 yrs

The median rent in ZIP 34108 in Naples, FL stood at $6,602 in 2022 and currently runs about $8,197, reflecting a 24.2% increase over the period. Household income in the area moved from $106,290 to $119,212 across the same window, up 12.2% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.4% since 2021, moving from about 16,631 residents to roughly 16,237. Reading these numbers side by side helps frame whether current listings in ZIP 34108 in Naples, FL look reasonable against where the market sat half a decade ago.

Community

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About renting in ZIP 34108

Last updated: October 17, 2026

ZIP code 34108 covers Naples, FL. The median rent here is $8,197/mo as of October 2026.

At 83% of local median household income ($119,212/yr), ZIP 34108 ranks as expensive compared to the national benchmark of 30%. Rents have decreased 0.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34108?

To keep rent at or below 30% of gross income, you would need to earn at least $328,000/year (about $158/hour full-time) to afford the median rent of $8,197/mo in ZIP 34108. The local median household income is $119,212/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 34108?

Rent in ZIP 34108 has fallen 0.7% over the past year as of September 2026. It sits 4.6% below its high of $8,594 in March 2026.

How does ZIP 34108 compare to other ZIPs in Florida?

ZIP 34108 is one of the pricier among Florida ZIP codes for rent, ranking #2 of 656 at $8,197/mo. Over the year to September 2026, rent in ZIP 34108 changed -0.7%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.