ZIP Code · FL

ZIP 34105

Part of Naples, FL
Pop. 15,441·Collier County·255th most expensive ZIP in Florida
Median rent (all units)
$2,222/mo
Year-over-Year
-0.6%
Month-over-Month
Stable
vs US Median
+$290
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 34105 · $2,222
More expensive than 71% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,630
1 BR
$2,100
2 BR
$2,320
3 BR
$3,020
4 BR+
$3,280
Research median
$2,320/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34105 is 9.9% below its high of $2,466 in January 2023, at $2,222 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34105 changed -0.6% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has fallen 2 months in a row, and rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($92,214) is $2,305 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,100); a 2-bedroom is $2,320.

Rank in Naples

1st cheapest of 14 ZIP codes in Naples.

From Zillow's monthly rent index (ZORI) for ZIP 34105. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$26,664/yr
At $2,222/mo median
Location
CityNaples
StateFL
CountyCollier County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.6% YoY, -0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 34105 (Naples, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 56.5% of residents hold a bachelor's degree or higher.

Population
15,441
Median income
$92,214
Median age
62.7
Renters
29.7%
Age distribution
18.4%
47.4%
Under 1810.4%
18–3411.9%
35–5418.4%
55–6411.8%
65+47.4%
Gender
47.3%
52.7%
Male47.3%
Female52.7%
Race & ethnicity
80.6%
15.1%
White80.6%
Black1.4%
Hispanic15.1%
Asian4.8%
Education (25+)
14.9%
23.9%
56.5%
No HS diploma4.7%
HS diploma14.9%
Some college23.9%
Bachelor's+56.5%
Housing tenure
70.3%
29.7%
Owner70.3%
Renter29.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 34105 in Naples, FL has changed in 5 years

Rent
$2,275 → $2,222
down 2.3%
Income
$90,260 → $92,214
up 2.2%
Population
16,530 → 15,441
down 6.6%
Renter share
36.1% → 29.7%
-6.4 pts
Bachelor's+
51.3% → 56.5%
+5.2 pts
Median age
56.5 → 62.7
+6.2 yrs

Five years ago, renters in ZIP 34105 in Naples, FL paid around $2,275 a month. That figure now sits near $2,222, down 2.3% from the 2022 baseline. Census figures show median household income at $92,214 today, compared with $90,260 five years earlier. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 34105 in Naples, FL losing about 1,089 residents over the five-year window, down 6.6% on net. The renter share has eased from 36.1% to 29.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 51.3% to 56.5% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

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About renting in ZIP 34105

Last updated: October 17, 2026

ZIP code 34105 covers Naples, FL. The median rent here is $2,222/mo as of October 2026. A 1-bedroom rents for a median of $2,100/mo. A 2-bedroom rents for a median of $2,320/mo.

At 29% of local median household income ($92,214/yr), ZIP 34105 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34105?

To keep rent at or below 30% of gross income, you would need to earn at least $89,000/year (about $43/hour full-time) to afford the median rent of $2,222/mo in ZIP 34105. The local median household income is $92,214/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 34105?

Rent in ZIP 34105 has fallen 0.6% over the past year as of September 2026. It sits 9.9% below its high of $2,466 in January 2023.

How does ZIP 34105 compare to other ZIPs in Florida?

ZIP 34105 is in the middle among Florida ZIP codes for rent, ranking #255 of 656 at $2,222/mo. Over the year to September 2026, rent in ZIP 34105 changed -0.6%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 34105 compare to the rest of Naples?

At $2,222/mo, ZIP 34105 is $380 below the Naples citywide median of $2,602/mo. It is the 1st cheapest of 14 ZIP codes in Naples.
Income Affordability
29%
AFFORDABLE

At $2,222/mo, rent takes ~29% of ZIP 34105's median household income ($92,214/yr). The standard benchmark is 30%.

ZIP 34105 29%Benchmark 30%
State income taxNone
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