ZIP Code · FL

ZIP 34103

Part of Naples, FL

Pop. 11,299·Collier County·5th most expensive ZIP in Florida

Median rent (all units)

$7,017/mo

Year-over-Year

+6.8%

Month-over-Month

-0.9%

vs US Median

+$5,085

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 34103 · $7,017

More expensive than 100% of US ZIP codes · National median $1,932/mo

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Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34103 is 3.7% below its high of $7,289 in March 2026, at $7,017 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34103 changed +6.8% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($116,875) is $2,922 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,870); a 4-bedroom is $3,120.

Rank in Naples

13th cheapest of 14 ZIP codes in Naples.

Cheaper nearby

ZIP 34105, 3 miles away, rents for 68% less ($2,222/mo), about $57,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34103. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$84,204/yr

At $7,017/mo median

Location

CityNaples

StateFL

CountyCollier County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (6.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+6.8% YoY, -0.9% MoM), not inventory.

Demographics

Who lives here

ZIP 34103 (Naples, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 59.5% of residents hold a bachelor's degree or higher.

Population

11,299

Median income

$116,875

Median age

61.6

Renters

14.1%

Age distribution

13.7%

17.3%

15.8%

43.5%

Under 189.8%

18–3413.7%

35–5417.3%

55–6415.8%

65+43.5%

Gender

45.9%

54.1%

Male45.9%

Female54.1%

Race & ethnicity

84.6%

12.7%

White84.6%

Black0.7%

Hispanic12.7%

Asian0.9%

Other1.2%

Education (25+)

15.5%

21.4%

59.5%

No HS diploma3.6%

HS diploma15.5%

Some college21.4%

Bachelor's+59.5%

Housing tenure

85.9%

14.1%

Owner85.9%

Renter14.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 34103 in Naples, FL has changed in 5 years

Rent

$6,619 → $7,017

up 6.0%

Income

$104,309 → $116,875

up 12.0%

Population

11,310 → 11,299

down 0.1%

Renter share

17.3% → 14.1%

-3.2 pts

Bachelor's+

54.9% → 59.5%

+4.6 pts

Median age

62.5 → 61.6

-0.9 yrs

Five years ago, renters in ZIP 34103 in Naples, FL paid around $6,619 a month. That figure now sits near $7,017, up 6.0% from the 2023 baseline. Local incomes tracked alongside that move, going from a median of $104,309 in 2021 to $116,875 more recently. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. The renter share has eased from 17.3% to 14.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 54.9% to 59.5% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 34103 in Naples, FL market of 2023.

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About renting in ZIP 34103

Last updated: October 17, 2026

ZIP code 34103 covers Naples, FL. The median rent here is $7,017/mo as of October 2026.

At 72% of local median household income ($116,875/yr), ZIP 34103 ranks as expensive compared to the national benchmark of 30%. Rents have increased 6.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34103?

To keep rent at or below 30% of gross income, you would need to earn at least $281,000/year (about $135/hour full-time) to afford the median rent of $7,017/mo in ZIP 34103. The local median household income is $116,875/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 34103?

Rent in ZIP 34103 has risen 6.8% over the past year as of September 2026. It sits 3.7% below its high of $7,289 in March 2026.

How does ZIP 34103 compare to other ZIPs in Florida?

ZIP 34103 is one of the pricier among Florida ZIP codes for rent, ranking #5 of 656 at $7,017/mo. Over the year to September 2026, rent in ZIP 34103 changed +6.8%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.