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ZIP Code · FL

ZIP 34103

Part of Naples, FL
Pop. 11,299·Collier County·5th most expensive ZIP in Florida
Median rent (all units)
$7,181/mo
Year-over-Year
-24.5%
Month-over-Month
+49.1%
vs US Median
+$5,216
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 34103 · $7,181
More expensive than 100% of US ZIP codes · National median $1,965/mo
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12-month history

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Last updated: July 20, 2026

Annual cost
$86,172/yr
At $7,181/mo median
Location
CityNaples
StateFL
CountyCollier County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 24.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (-24.5% YoY, +49.1% MoM), not inventory.
Demographics

Who lives here

ZIP 34103 (Naples, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 59.5% of residents hold a bachelor's degree or higher.

Population
11,299
Median income
$116,875
Median age
61.6
Renters
14.1%
Age distribution
13.7%
17.3%
15.8%
43.5%
Under 189.8%
18–3413.7%
35–5417.3%
55–6415.8%
65+43.5%
Gender
45.9%
54.1%
Male45.9%
Female54.1%
Race & ethnicity
84.6%
12.7%
White84.6%
Black0.7%
Hispanic12.7%
Asian0.9%
Other1.2%
Education (25+)
15.5%
21.4%
59.5%
No HS diploma3.6%
HS diploma15.5%
Some college21.4%
Bachelor's+59.5%
Housing tenure
85.9%
14.1%
Owner85.9%
Renter14.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34103 in Naples, FL has changed in 5 years

Income
$104,309 → $116,875
up 12.0%
Population
11,310 → 11,299
down 0.1%
Renter share
17.3% → 14.1%
-3.2 pts
Bachelor's+
54.9% → 59.5%
+4.6 pts
Median age
62.5 → 61.6
-0.9 yrs

Local incomes tracked alongside that move, going from a median of $104,309 in 2021 to $116,875 more recently. The renter share has eased from 17.3% to 14.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 54.9% to 59.5% across the same window.

Community

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Local insights

Tips for renters in ZIP 34103

About renting in ZIP 34103

Last updated: July 20, 2026

ZIP code 34103 covers Naples, FL. The median rent here is $7,181/mo as of July 2026.

At 74% of local median household income ($116,875/yr), ZIP 34103 ranks as expensive compared to the national benchmark of 30%. Rents have decreased 24.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 34103?

As of July 20, 2026, the median monthly rent in ZIP 34103 (Naples, FL) is $7,181. This is based on aggregated data from public sources and community submissions.

How does ZIP 34103 rent compare to the US average?

ZIP 34103's median rent of $7,181/mo is $5,216 (265%) above the US national median of $1,965/mo.

How does ZIP 34103 compare to other ZIPs in Florida?

ZIP 34103 is one of the pricier ZIP codes in Florida, ranking #5 out of 662 ZIPs tracked at $7,181/mo.

How much income do you need to rent in ZIP 34103?

To keep rent at or below 30% of gross income, you would need to earn at least $287,000/year (~$138/hour full-time) to afford the median rent of $7,181/mo in ZIP 34103. The local median household income is $116,875/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 34103?

Rent in ZIP 34103 has decreased 24.5% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 34103 an affordable place to rent?

ZIP 34103 is considered expensive for renters. At $7,181/mo, rent takes approximately 74% of the local median household income ($116,875/yr). The standard benchmark is 30%. ZIP 34103 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 34103 residents rent vs. own?

According to Census data, approximately 14.1% of ZIP 34103 households are renters, while 85.9% are owner-occupied. ZIP 34103 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 34103 compare to the rest of Naples?

ZIP 34103 is pricier than Naples as a whole. At $7,181/mo, it's $4,527 above the Naples citywide median of $2,654/mo.

When was rent data for ZIP 34103 last updated?

Rent data for ZIP 34103 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
74%
EXPENSIVE

At $7,181/mo, rent takes ~74% of ZIP 34103's median household income ($116,875/yr). The standard benchmark is 30%.

ZIP 34103 74%Benchmark 30%
State income taxNone
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