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ZIP Code · FL

ZIP 34120

Part of Naples, FL
Pop. 42,345·Collier County·62nd most expensive ZIP in Florida
Median rent (all units)
$3,008/mo
Year-over-Year
+9.5%
Month-over-Month
+7.0%
vs US Median
+$1,078
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 34120 · $3,008
More expensive than 91% of US ZIP codes · National median $1,930/mo
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Medians by bedroom

Rent by unit size

Studio
$1,730
1 BR
$2,230
2 BR
$2,460
3 BR
$3,200
4 BR+
$3,470
Research median
$2,460/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: May 18, 2026

Annual cost
$36,096/yr
At $3,008/mo median
Location
CityNaples
StateFL
CountyCollier County
Demographics

Who lives here

ZIP 34120 (Naples, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 32.3% of residents hold a bachelor's degree or higher.

Population
42,345
Median income
$93,861
Median age
44.9
Renters
9.4%
Age distribution
17.4%
19.3%
26.1%
16.4%
20.8%
Under 1817.4%
18–3419.3%
35–5426.1%
55–6416.4%
65+20.8%
Gender
51.5%
48.5%
Male51.5%
Female48.5%
Race & ethnicity
59%
34.5%
White59%
Black6.7%
Hispanic34.5%
Asian1.5%
Education (25+)
13%
29.6%
25.1%
32.3%
No HS diploma13%
HS diploma29.6%
Some college25.1%
Bachelor's+32.3%
Housing tenure
90.6%
Owner90.6%
Renter9.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34120 in Naples, FL has changed in 5 years

Income
$78,015 → $93,861
up 20.3%
Population
35,117 → 42,345
up 20.6%
Renter share
13.2% → 9.4%
-3.8 pts
Bachelor's+
27.5% → 32.3%
+4.8 pts
Median age
44.1 → 44.9
+0.8 yrs

Local incomes tracked alongside that move, going from a median of $78,015 in 2021 to $93,861 more recently. Headcount in the area went from 35,117 to 42,345 between 2021 and 2024, a 20.6% change. About 9.4% of households rent today, against 13.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 27.5% to 32.3%.

Community

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About renting in ZIP 34120

Last updated: May 18, 2026

ZIP code 34120 covers Naples, FL. The median rent here is $3,008/mo as of May 2026. A 1-bedroom rents for a median of $2,230/mo. A 2-bedroom rents for a median of $2,460/mo.

At 38% of local median household income ($93,861/yr), ZIP 34120 ranks as moderate compared to the national benchmark of 30%. Rents have increased 9.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 34120?

As of May 18, 2026, the median monthly rent in ZIP 34120 (Naples, FL) is $3,008. This is based on aggregated data from public sources and community submissions.

How does ZIP 34120 rent compare to the US average?

ZIP 34120's median rent of $3,008/mo is $1,078 (56%) above the US national median of $1,930/mo.

How does ZIP 34120 compare to other ZIPs in Florida?

ZIP 34120 is one of the pricier ZIP codes in Florida, ranking #62 out of 667 ZIPs tracked at $3,008/mo.

How much income do you need to rent in ZIP 34120?

To keep rent at or below 30% of gross income, you would need to earn at least $120,000/year (~$58/hour full-time) to afford the median rent of $3,008/mo in ZIP 34120. The local median household income is $93,861/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 34120?

Rent in ZIP 34120 has increased 9.5% over the past year as of May 18, 2026, putting upward pressure on renter budgets.

Is ZIP 34120 an affordable place to rent?

ZIP 34120 is considered moderate for renters. At $3,008/mo, rent takes approximately 38% of the local median household income ($93,861/yr). The standard benchmark is 30%. ZIP 34120 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 34120 residents rent vs. own?

According to Census data, approximately 9.4% of ZIP 34120 households are renters, while 90.6% are owner-occupied. ZIP 34120 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 34120 compare to the rest of Naples?

ZIP 34120 is pricier than Naples as a whole. At $3,008/mo, it's $293 above the Naples citywide median of $2,715/mo.

When was rent data for ZIP 34120 last updated?

Rent data for ZIP 34120 reflects May 18, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Affordability
38%
MODERATE

At $3,008/mo, rent takes ~38% of ZIP 34120's median household income ($93,861/yr). The standard benchmark is 30%.

ZIP 34120 38%Benchmark 30%
State income taxNone
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Schools nearby

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