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ZIP Code · FL

ZIP 34609

Pop. 47,257·Hernando County·397th most expensive ZIP in Florida
Median rent (all units)
$1,987/mo
Year-over-Year
-3.2%
Month-over-Month
-0.2%
vs US Median
+$22
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 34609 · $1,987
More expensive than 60% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,630
1 BR
$1,730
2 BR
$2,020
3 BR
$2,580
4 BR+
$3,140
Research median
$2,020/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$23,844/yr
At $1,987/mo median
Location
StateFL
CountyHernando County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 3.2% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-3.2% YoY, -0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 34609 (Spring Hill, FL) is majority owner-occupied, has a large retiree population, 23.6% of residents hold a bachelor's degree or higher.

Population
47,257
Median income
$79,442
Median age
44.9
Renters
16.3%
Age distribution
20.2%
17.5%
24.3%
13.7%
24.4%
Under 1820.2%
18–3417.5%
35–5424.3%
55–6413.7%
65+24.4%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
69.3%
21.6%
White69.3%
Black6.1%
Hispanic21.6%
Asian2.7%
Education (25+)
30.8%
37.6%
23.6%
No HS diploma8%
HS diploma30.8%
Some college37.6%
Bachelor's+23.6%
Housing tenure
83.7%
16.3%
Owner83.7%
Renter16.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34609 in Spring Hill, FL has changed in 5 years

Rent
$1,543 → $1,987
up 28.8%
Income
$63,063 → $79,442
up 26.0%
Population
43,429 → 47,257
up 8.8%
Renter share
19.2% → 16.3%
-2.9 pts
Bachelor's+
20.7% → 23.6%
+2.9 pts

Since 2021, the typical rent in ZIP 34609 in Spring Hill, FL has climbed from $1,543 to $1,987, a 28.8% change over five years. Household income in the area moved from $63,063 to $79,442 across the same window, up 26.0% versus 2021. The population has grown by 8.8% since 2021, moving from about 43,429 residents to roughly 47,257. Renters now make up 16.3% of households, compared with 19.2% five years ago. College-educated residents now make up 23.6% of adults here, versus 20.7% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 34609 in Spring Hill, FL look reasonable against where the market sat half a decade ago.

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Local insights

Tips for renters in ZIP 34609

About renting in ZIP 34609

Last updated: July 20, 2026

ZIP code 34609 covers Spring Hill, FL. The median rent here is $1,987/mo as of July 2026. A 1-bedroom rents for a median of $1,730/mo. A 2-bedroom rents for a median of $2,020/mo.

At 30% of local median household income ($79,442/yr), ZIP 34609 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 3.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 34609?

As of July 20, 2026, the median monthly rent in ZIP 34609 (Spring Hill, FL) is $1,987. This is based on aggregated data from public sources and community submissions.

How does ZIP 34609 rent compare to the US average?

ZIP 34609's median rent of $1,987/mo is $22 (1%) above the US national median of $1,965/mo.

How does ZIP 34609 compare to other ZIPs in Florida?

ZIP 34609 falls in the middle range for Florida, ranking #397 out of 662 ZIPs at $1,987/mo.

How much income do you need to rent in ZIP 34609?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (~$38/hour full-time) to afford the median rent of $1,987/mo in ZIP 34609. The local median household income is $79,442/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 34609?

Rent in ZIP 34609 has decreased 3.2% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 34609 an affordable place to rent?

ZIP 34609 is considered moderate for renters. At $1,987/mo, rent takes approximately 30% of the local median household income ($79,442/yr). The standard benchmark is 30%. ZIP 34609 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 34609 residents rent vs. own?

According to Census data, approximately 16.3% of ZIP 34609 households are renters, while 83.7% are owner-occupied. ZIP 34609 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 34609 compare to the rest of Spring Hill?

ZIP 34609 is pricier than Spring Hill as a whole. At $1,987/mo, it's $44 above the Spring Hill citywide median of $1,943/mo.

When was rent data for ZIP 34609 last updated?

Rent data for ZIP 34609 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
30%
MODERATE

At $1,987/mo, rent takes ~30% of ZIP 34609's median household income ($79,442/yr). The standard benchmark is 30%.

ZIP 34609 30%Benchmark 30%
State income taxNone
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