ZIP Code · FL

ZIP 34769

Part of Saint Cloud, FL

Pop. 30,204·Osceola County·433rd most expensive ZIP in Florida

Median rent (all units)

$1,905/mo

Year-over-Year

+3.0%

Month-over-Month

+1.0%

vs US Median

-$27

Reported rents

Rising (Monthly)

Be the first to discuss 34769 rents ↓

Most AffordableMost Expensive

ZIP 34769 · $1,905

More expensive than 56% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,360

1 BR

$1,420

2 BR

$1,620

3 BR

$2,030

4 BR+

$2,400

Research median

$1,620/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34769 is at its highest level since Zillow's records here began in January 2022.

Past year vs. the rest of Florida

Rent in ZIP 34769 changed +3.0% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 3 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($67,148) is $1,679 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,620); a 3-bedroom is $2,030.

Rank in Saint Cloud

1st cheapest of 3 ZIP codes in Saint Cloud.

From Zillow's monthly rent index (ZORI) for ZIP 34769. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,860/yr

At $1,905/mo median

Location

CitySaint Cloud

StateFL

CountyOsceola County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.0% YoY, +1.0% MoM), not inventory.

Demographics

Who lives here

ZIP 34769 (Saint Cloud, FL) is majority owner-occupied, has a large share of families with children, 27.4% of residents hold a bachelor's degree or higher.

Population

30,204

Median income

$67,148

Median age

35.4

Renters

33.1%

Age distribution

26%

22.8%

25.6%

14%

Under 1826%

18–3422.8%

35–5425.6%

55–6411.6%

65+14%

Gender

49.5%

50.5%

Male49.5%

Female50.5%

Race & ethnicity

60.6%

40.1%

White60.6%

Black5.1%

Hispanic40.1%

Asian0.8%

Education (25+)

31.7%

32%

27.4%

No HS diploma8.9%

HS diploma31.7%

Some college32%

Bachelor's+27.4%

Housing tenure

66.9%

33.1%

Owner66.9%

Renter33.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 34769 in Saint Cloud, FL has changed in 5 years

Rent

$1,688 → $1,905

up 12.9%

Income

$54,887 → $67,148

up 22.3%

Population

29,985 → 30,204

up 0.7%

Renter share

30.7% → 33.1%

+2.4 pts

Bachelor's+

20.9% → 27.4%

+6.5 pts

Median age

37.1 → 35.4

-1.7 yrs

The median rent in ZIP 34769 in Saint Cloud, FL stood at $1,688 in 2022 and currently runs about $1,905, reflecting a 12.9% increase over the period. On the earnings side, the typical household in ZIP 34769 in Saint Cloud, FL now reports about $67,148, up from $54,887 in 2021. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. Renters now make up 33.1% of households, compared with 30.7% five years ago. College-educated residents now make up 27.4% of adults here, versus 20.9% in 2021. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 34769 in Saint Cloud, FL reflects that arc in its own way.

Community

Discussions about ZIP 34769

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 34769

About renting in ZIP 34769

Last updated: October 17, 2026

ZIP code 34769 covers Saint Cloud, FL. The median rent here is $1,905/mo as of October 2026. A 1-bedroom rents for a median of $1,420/mo. A 2-bedroom rents for a median of $1,620/mo.

At 34% of local median household income ($67,148/yr), ZIP 34769 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34769?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (about $37/hour full-time) to afford the median rent of $1,905/mo in ZIP 34769. The local median household income is $67,148/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 34769?

Rent in ZIP 34769 has risen 3.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2022.

How does ZIP 34769 compare to other ZIPs in Florida?

ZIP 34769 is in the middle among Florida ZIP codes for rent, ranking #433 of 656 at $1,905/mo. Over the year to September 2026, rent in ZIP 34769 changed +3.0%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.