ZIP Code · FL

ZIP 34772

Part of Saint Cloud, FL

Pop. 35,390·Osceola County·230th most expensive ZIP in Florida

Median rent (all units)

$2,276/mo

Year-over-Year

-3.4%

Month-over-Month

Stable

vs US Median

+$344

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 34772 · $2,276

More expensive than 73% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,850

1 BR

$1,940

2 BR

$2,210

3 BR

$2,770

4 BR+

$3,280

Research median

$2,210/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34772 is 3.5% below its high of $2,358 in October 2025, at $2,276 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34772 changed -3.4% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has fallen 4 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($97,868) is $2,447 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,210); a 3-bedroom is $2,770.

Rank in Saint Cloud

2nd cheapest of 3 ZIP codes in Saint Cloud.

Cheaper nearby

ZIP 34769, 6 miles away, rents for 16% less ($1,905/mo), about $4,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34772. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$27,312/yr

At $2,276/mo median

Location

CitySaint Cloud

StateFL

CountyOsceola County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 3.4% YoY), so renters have negotiating leverage.

Based on rent-price momentum (-3.4% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 34772 (Saint Cloud, FL) is majority owner-occupied, has a median income above the national average, 32.7% of residents hold a bachelor's degree or higher.

Population

35,390

Median income

$97,868

Median age

40.3

Renters

17.2%

Age distribution

23.5%

18.6%

30.8%

15.1%

Under 1823.5%

18–3418.6%

35–5430.8%

55–6412%

65+15.1%

Gender

50.5%

49.5%

Male50.5%

Female49.5%

Race & ethnicity

46.8%

48.3%

White46.8%

Black6.4%

Hispanic48.3%

Asian2.1%

Education (25+)

26.4%

34%

32.7%

No HS diploma6.9%

HS diploma26.4%

Some college34%

Bachelor's+32.7%

Housing tenure

82.8%

17.2%

Owner82.8%

Renter17.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 34772 in Saint Cloud, FL has changed in 5 years

Rent

$2,091 → $2,276

up 8.8%

Income

$76,327 → $97,868

up 28.2%

Population

31,178 → 35,390

up 13.5%

Renter share

14% → 17.2%

+3.2 pts

Bachelor's+

25.7% → 32.7%

+7.0 pts

Median age

37.3 → 40.3

+3.0 yrs

Rent in ZIP 34772 in Saint Cloud, FL has increased 8.8% since 2022, going from about $2,091 per month to roughly $2,276 today. Median household income grew from $76,327 to $97,868 between 2021 and 2024, a 28.2% shift. Income growth outran rent by about 19.4 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 31,178 to 35,390 between 2021 and 2024, a 13.5% change. About 17.2% of households rent today, against 14% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 25.7% to 32.7%. Taken together, the five-year picture in ZIP 34772 in Saint Cloud, FL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 34772

Last updated: October 17, 2026

ZIP code 34772 covers Saint Cloud, FL. The median rent here is $2,276/mo as of October 2026. A 1-bedroom rents for a median of $1,940/mo. A 2-bedroom rents for a median of $2,210/mo.

At 28% of local median household income ($97,868/yr), ZIP 34772 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 3.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34772?

To keep rent at or below 30% of gross income, you would need to earn at least $91,000/year (about $44/hour full-time) to afford the median rent of $2,276/mo in ZIP 34772. The local median household income is $97,868/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 34772?

Rent in ZIP 34772 has fallen 3.4% over the past year as of September 2026. It sits 3.5% below its high of $2,358 in October 2025.

How does ZIP 34772 compare to other ZIPs in Florida?

ZIP 34772 is in the middle among Florida ZIP codes for rent, ranking #230 of 656 at $2,276/mo. Over the year to September 2026, rent in ZIP 34772 changed -3.4%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.