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ZIP Code · MS

ZIP 39564

Pop. 43,240·Jackson County·10th most expensive ZIP in Mississippi
Median rent (all units)
$1,638/mo
Year-over-Year
+2.2%
Month-over-Month
-2.1%
vs US Median
-$327
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 39564 · $1,638
More affordable than 63% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,110
1 BR
$1,130
2 BR
$1,270
3 BR
$1,720
4 BR+
$2,100
Research median
$1,270/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,656/yr
At $1,638/mo median
Location
StateMS
CountyJackson County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (up only 2.2% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+2.2% YoY, -2.1% MoM), not inventory.
Demographics

Who lives here

ZIP 39564 (Ocean Springs, MS) is majority owner-occupied, 41% of residents hold a bachelor's degree or higher.

Population
43,240
Median income
$78,596
Median age
39.9
Renters
27.8%
Age distribution
22.6%
20.6%
26.1%
13%
17.6%
Under 1822.6%
18–3420.6%
35–5426.1%
55–6413%
65+17.6%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
76%
White76%
Black8.8%
Hispanic9.1%
Asian3.2%
Other2.8%
Education (25+)
18.3%
35.9%
41%
No HS diploma4.8%
HS diploma18.3%
Some college35.9%
Bachelor's+41%
Housing tenure
72.2%
27.8%
Owner72.2%
Renter27.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 39564 in Ocean Springs, MS has changed in 5 years

Income
$62,455 → $78,596
up 25.8%
Population
41,615 → 43,240
up 3.9%
Renter share
27.2% → 27.8%
+0.6 pts
Bachelor's+
35.5% → 41%
+5.5 pts
Median age
39.1 → 39.9
+0.8 yrs

Household income in the area moved from $62,455 to $78,596 across the same window, up 25.8% versus 2021. Census counts show ZIP 39564 in Ocean Springs, MS adding about 1,625 residents over the five-year window, up 3.9% on net. Bachelor's-degree-or-higher attainment moved from 35.5% to 41% across the same window.

Community

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Local insights

Tips for renters in ZIP 39564

About renting in ZIP 39564

Last updated: July 20, 2026

ZIP code 39564 covers Ocean Springs, MS. The median rent here is $1,638/mo as of July 2026. A 1-bedroom rents for a median of $1,130/mo. A 2-bedroom rents for a median of $1,270/mo.

At 25% of local median household income ($78,596/yr), ZIP 39564 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 39564?

As of July 20, 2026, the median monthly rent in ZIP 39564 (Ocean Springs, MS) is $1,638. This is based on aggregated data from public sources and community submissions.

How does ZIP 39564 rent compare to the US average?

ZIP 39564's median rent of $1,638/mo is $327 (17%) below the US national median of $1,965/mo.

How does ZIP 39564 compare to other ZIPs in Mississippi?

ZIP 39564 is one of the pricier ZIP codes in Mississippi, ranking #10 out of 38 ZIPs tracked at $1,638/mo.

How much income do you need to rent in ZIP 39564?

To keep rent at or below 30% of gross income, you would need to earn at least $66,000/year (~$32/hour full-time) to afford the median rent of $1,638/mo in ZIP 39564. The local median household income is $78,596/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 39564?

Rent in ZIP 39564 has increased 2.2% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 39564 an affordable place to rent?

ZIP 39564 is considered affordable for renters. At $1,638/mo, rent takes approximately 25% of the local median household income ($78,596/yr). The standard benchmark is 30%. ZIP 39564 falls comfortably within that range.

What percentage of ZIP 39564 residents rent vs. own?

According to Census data, approximately 27.8% of ZIP 39564 households are renters, while 72.2% are owner-occupied. ZIP 39564 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 39564 compare to the rest of Ocean Springs?

ZIP 39564 is more affordable than Ocean Springs overall. At $1,638/mo, it's $85 below the Ocean Springs citywide median of $1,723/mo.

When was rent data for ZIP 39564 last updated?

Rent data for ZIP 39564 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $1,638/mo, rent takes ~25% of ZIP 39564's median household income ($78,596/yr). The standard benchmark is 30%.

ZIP 39564 25%Benchmark 30%
State income tax4.7%
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Schools nearby

Public schools near ZIP 39564 (Ocean Springs, MS)

Recent submissions

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