ZIP 39564
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in ZIP 39564 is 1.9% below its high of $1,652 in December 2025, at $1,621 as of September 2026.
Rent in ZIP 39564 changed +1.4% over the year to September 2026. Across the 30 Mississippi ZIP codes Zillow tracks, the typical change was +4.6%.
Rent rose in 6 of the last 12 months.
30% of the median household income ($78,596) is $1,965 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,720); a 4-bedroom is $2,100.
ZIP 39530, 7 miles away, rents for 23% less ($1,242/mo), about $4,500 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 39564. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 39564 (Ocean Springs, MS) is majority owner-occupied, 41% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 39564 in Ocean Springs, MS has changed in 5 years
Across the past five years, the going rent in ZIP 39564 in Ocean Springs, MS has shifted from $1,355 to $1,621, up 19.6% since 2022. Household income in the area moved from $62,455 to $78,596 across the same window, up 25.8% versus 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 39564 in Ocean Springs, MS adding about 1,625 residents over the five-year window, up 3.9% on net. Bachelor's-degree-or-higher attainment moved from 35.5% to 41% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 39564 in Ocean Springs, MS look reasonable against where the market sat half a decade ago.
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Tips for renters in ZIP 39564
Last updated: October 17, 2026
ZIP code 39564 covers Ocean Springs, MS. The median rent here is $1,621/mo as of October 2026. A 1-bedroom rents for a median of $1,130/mo. A 2-bedroom rents for a median of $1,270/mo.
At 25% of local median household income ($78,596/yr), ZIP 39564 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.4% over the past year.
Frequently asked questions
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How does ZIP 39564 compare to other ZIPs in Mississippi?
How does ZIP 39564 compare to the rest of Ocean Springs?
At $1,621/mo, rent takes ~25% of ZIP 39564's median household income ($78,596/yr). The standard benchmark is 30%.
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