ZIP Code · OH

ZIP 45208

Pop. 17,943·Hamilton County·84th most expensive ZIP in Ohio
Median rent (all units)
$1,504/mo
Year-over-Year
+5.9%
Month-over-Month
+0.7%
vs US Median
-$428
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 45208 · $1,504
More affordable than 73% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,180
1 BR
$1,300
2 BR
$1,670
3 BR
$2,200
4 BR+
$2,440
Research median
$1,670/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 45208 usually run 1.3% below trend in January and 1% above it in May, about $35 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 45208 is at its highest level since Zillow's records here began in November 2016.

Past year vs. the rest of Ohio

Rent in ZIP 45208 changed +5.9% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 45208 rose 36.8% while median household income rose 24.6% ($110,448 to $137,600). Rent outpaced income.

Since before the pandemic

Rent in ZIP 45208 is 42.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 3 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($137,600) is $3,440 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,440).

Rank in Cincinnati

17th cheapest of 25 ZIP codes in Cincinnati.

Cheaper nearby

ZIP 45212, 2 miles away, rents for 18% less ($1,234/mo), about $3,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45208. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$18,048/yr
At $1,504/mo median
Location
StateOH
CountyHamilton County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.9% YoY, +0.7% MoM), not inventory.
Demographics

Who lives here

ZIP 45208 (Cincinnati, OH) is majority owner-occupied, has a median income above the national average, 83.5% of residents hold a bachelor's degree or higher.

Population
17,943
Median income
$137,600
Median age
37.4
Renters
37.6%
Age distribution
20%
26.2%
26.8%
16.5%
Under 1820%
18–3426.2%
35–5426.8%
55–6410.5%
65+16.5%
Gender
50.4%
49.6%
Male50.4%
Female49.6%
Race & ethnicity
84%
White84%
Black2.7%
Hispanic6%
Asian5.2%
Other2%
Education (25+)
83.5%
No HS diploma0.7%
HS diploma5.9%
Some college9.9%
Bachelor's+83.5%
Housing tenure
62.4%
37.6%
Owner62.4%
Renter37.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45208 in Cincinnati, OH has changed in 5 years

Rent
$1,067 → $1,504
up 41.0%
Income
$125,347 → $137,600
up 9.8%
Population
18,317 → 17,943
down 2.0%
Renter share
34.7% → 37.6%
+2.9 pts
Bachelor's+
82.1% → 83.5%
+1.4 pts

Five years ago, renters in ZIP 45208 in Cincinnati, OH paid around $1,067 a month. That figure now sits near $1,504, up 41.0% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $125,347 in 2021 to $137,600 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 45208 in Cincinnati, OH losing about 374 residents over the five-year window, down 2.0% on net. The renter share has risen from 34.7% to 37.6%, with owner-occupied housing accounting for the remainder. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 45208 in Cincinnati, OH market of 2021.

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Local insights

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About renting in ZIP 45208

Last updated: October 17, 2026

ZIP code 45208 covers Cincinnati, OH. The median rent here is $1,504/mo as of October 2026. A 1-bedroom rents for a median of $1,300/mo. A 2-bedroom rents for a median of $1,670/mo.

At 13% of local median household income ($137,600/yr), ZIP 45208 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45208?

To keep rent at or below 30% of gross income, you would need to earn at least $60,000/year (about $29/hour full-time) to afford the median rent of $1,504/mo in ZIP 45208. The local median household income is $137,600/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45208?

Rent in ZIP 45208 has risen 5.9% over the past year as of September 2026. That is the highest level since Zillow's records here began in November 2016.

When is the cheapest time to rent in ZIP 45208?

Asking rents in ZIP 45208 are usually lowest in January, about 1.3% below their yearly trend, and highest in May, about 1% above it. At today's median that is a gap of roughly $35 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 45208?

Yes. From 2019 to 2024, rent in ZIP 45208 rose 36.8% while median household income rose 24.6%, from $110,448 to $137,600. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 45208 compare to other ZIPs in Ohio?

ZIP 45208 is in the middle among Ohio ZIP codes for rent, ranking #84 of 229 at $1,504/mo. Over the year to September 2026, rent in ZIP 45208 changed +5.9%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.

How does ZIP 45208 compare to the rest of Cincinnati?

At $1,504/mo, ZIP 45208 is $72 above the Cincinnati citywide median of $1,432/mo. It is the 17th cheapest of 25 ZIP codes in Cincinnati.
Income Affordability
13%
VERY AFFORDABLE

At $1,504/mo, rent takes ~13% of ZIP 45208's median household income ($137,600/yr). The standard benchmark is 30%.

ZIP 45208 13%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

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