ZIP Code · OH

ZIP 45213

Pop. 11,139·Hamilton County·131st most expensive ZIP in Ohio
Median rent (all units)
$1,321/mo
Year-over-Year
+2.1%
Month-over-Month
+0.3%
vs US Median
-$611
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 45213 · $1,321
More affordable than 85% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$860
1 BR
$940
2 BR
$1,210
3 BR
$1,600
4 BR+
$1,770
Research median
$1,210/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 45213 is 1.3% below its high of $1,338 in March 2026, at $1,321 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45213 changed +2.1% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($76,356) is $1,909 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,770).

Rank in Cincinnati

12th cheapest of 25 ZIP codes in Cincinnati.

Cheaper nearby

ZIP 45237, 2 miles away, rents for 11% less ($1,173/mo), about $1,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45213. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$15,852/yr
At $1,321/mo median
Location
StateOH
CountyHamilton County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.1% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 45213 (Cincinnati, OH) is majority owner-occupied, 55.7% of residents hold a bachelor's degree or higher.

Population
11,139
Median income
$76,356
Median age
36.8
Renters
40.7%
Age distribution
19.1%
26.8%
26%
17%
Under 1819.1%
18–3426.8%
35–5426%
55–6411.1%
65+17%
Gender
47.4%
52.6%
Male47.4%
Female52.6%
Race & ethnicity
61.1%
23.4%
White61.1%
Black23.4%
Hispanic5.2%
Asian1.8%
Other8.4%
Education (25+)
16.3%
22.9%
55.7%
No HS diploma5.1%
HS diploma16.3%
Some college22.9%
Bachelor's+55.7%
Housing tenure
59.3%
40.7%
Owner59.3%
Renter40.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 45213 in Cincinnati, OH has changed in 5 years

Rent
$1,090 → $1,321
up 21.2%
Income
$63,071 → $76,356
up 21.1%
Population
11,795 → 11,139
down 5.6%
Renter share
40.4% → 40.7%
+0.3 pts
Bachelor's+
50.7% → 55.7%
+5.0 pts
Median age
36.3 → 36.8
+0.5 yrs

Since 2022, the typical rent in ZIP 45213 in Cincinnati, OH has climbed from $1,090 to $1,321, a 21.2% change over five years. Median household income rose from $63,071 to $76,356 between 2021 and 2024, a 21.1% shift. The population has contracted by 5.6% since 2021, moving from about 11,795 residents to roughly 11,139. College-educated residents now make up 55.7% of adults here, versus 50.7% in 2021. Taken together, the five-year picture in ZIP 45213 in Cincinnati, OH reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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Local insights

Tips for renters in ZIP 45213

About renting in ZIP 45213

Last updated: October 17, 2026

ZIP code 45213 covers Cincinnati, OH. The median rent here is $1,321/mo as of October 2026. A 1-bedroom rents for a median of $940/mo. A 2-bedroom rents for a median of $1,210/mo.

At 21% of local median household income ($76,356/yr), ZIP 45213 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45213?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (about $25/hour full-time) to afford the median rent of $1,321/mo in ZIP 45213. The local median household income is $76,356/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45213?

Rent in ZIP 45213 has risen 2.1% over the past year as of September 2026. It sits 1.3% below its high of $1,338 in March 2026.

How does ZIP 45213 compare to other ZIPs in Ohio?

ZIP 45213 is in the middle among Ohio ZIP codes for rent, ranking #131 of 229 at $1,321/mo. Over the year to September 2026, rent in ZIP 45213 changed +2.1%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.

How does ZIP 45213 compare to the rest of Cincinnati?

At $1,321/mo, ZIP 45213 is $111 below the Cincinnati citywide median of $1,432/mo. It is the 12th cheapest of 25 ZIP codes in Cincinnati.
Income Affordability
21%
VERY AFFORDABLE

At $1,321/mo, rent takes ~21% of ZIP 45213's median household income ($76,356/yr). The standard benchmark is 30%.

ZIP 45213 21%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45213 (Cincinnati, OH)

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