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ZIP Code · OH

ZIP 45209

Pop. 10,570·Hamilton County·85th most expensive ZIP in Ohio
Median rent (all units)
$1,542/mo
Year-over-Year
+5.8%
Month-over-Month
-2.5%
vs US Median
-$423
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 45209 · $1,542
More affordable than 71% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,250
1 BR
$1,380
2 BR
$1,770
3 BR
$2,340
4 BR+
$2,590
Research median
$1,770/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,504/yr
At $1,542/mo median
Location
StateOH
CountyHamilton County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+5.8% YoY, -2.5% MoM), not inventory.
Demographics

Who lives here

ZIP 45209 (Cincinnati, OH) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 74.8% of residents hold a bachelor's degree or higher.

Population
10,570
Median income
$93,420
Median age
32.2
Renters
61%
Age distribution
48.2%
21.2%
Under 189.8%
18–3448.2%
35–5421.2%
55–6411.1%
65+9.6%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
80.2%
White80.2%
Black6.7%
Hispanic8.1%
Asian2.1%
Other2.9%
Education (25+)
13.4%
74.8%
No HS diploma3.9%
HS diploma7.9%
Some college13.4%
Bachelor's+74.8%
Housing tenure
39%
61%
Owner39%
Renter61%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45209 in Cincinnati, OH has changed in 5 years

Rent
$1,147 → $1,542
up 34.4%
Income
$77,845 → $93,420
up 20.0%
Population
10,692 → 10,570
down 1.1%
Renter share
61.8% → 61%
-0.8 pts
Bachelor's+
72.7% → 74.8%
+2.1 pts

The median rent in ZIP 45209 in Cincinnati, OH stood at $1,147 in 2021 and currently runs about $1,542, reflecting a 34.4% increase over the period. Median household income rose from $77,845 to $93,420 between 2021 and 2024, a 20.0% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 1.1% since 2021, moving from about 10,692 residents to roughly 10,570. College-educated residents now make up 74.8% of adults here, versus 72.7% in 2021. Taken together, the five-year picture in ZIP 45209 in Cincinnati, OH reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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Local insights

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About renting in ZIP 45209

Last updated: July 20, 2026

ZIP code 45209 covers Cincinnati, OH. The median rent here is $1,542/mo as of July 2026. A 1-bedroom rents for a median of $1,380/mo. A 2-bedroom rents for a median of $1,770/mo.

At 20% of local median household income ($93,420/yr), ZIP 45209 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45209?

As of July 20, 2026, the median monthly rent in ZIP 45209 (Cincinnati, OH) is $1,542. This is based on aggregated data from public sources and community submissions.

How does ZIP 45209 rent compare to the US average?

ZIP 45209's median rent of $1,542/mo is $423 (22%) below the US national median of $1,965/mo.

How does ZIP 45209 compare to other ZIPs in Ohio?

ZIP 45209 falls in the middle range for Ohio, ranking #85 out of 232 ZIPs at $1,542/mo.

How much income do you need to rent in ZIP 45209?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (~$30/hour full-time) to afford the median rent of $1,542/mo in ZIP 45209. The local median household income is $93,420/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 45209?

Rent in ZIP 45209 has increased 5.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 45209 an affordable place to rent?

ZIP 45209 is considered very affordable for renters. At $1,542/mo, rent takes approximately 20% of the local median household income ($93,420/yr). The standard benchmark is 30%. ZIP 45209 falls comfortably within that range.

What percentage of ZIP 45209 residents rent vs. own?

According to Census data, approximately 61% of ZIP 45209 households are renters, while 39% are owner-occupied. With a majority renter population, ZIP 45209 has a strong rental market.

How does ZIP 45209 compare to the rest of Cincinnati?

ZIP 45209 is pricier than Cincinnati as a whole. At $1,542/mo, it's $67 above the Cincinnati citywide median of $1,475/mo.

When was rent data for ZIP 45209 last updated?

Rent data for ZIP 45209 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $1,542/mo, rent takes ~20% of ZIP 45209's median household income ($93,420/yr). The standard benchmark is 30%.

ZIP 45209 20%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45209 (Cincinnati, OH)

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