ZIP 45209
Is your rent fair?
Compare your rent to the local median.
Rent by unit size
Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in ZIP 45209 usually run 1% below trend in December and 1.2% above it in September, about $35 a month apart at today's median. Based on 7 years of data.
Rent in ZIP 45209 is 0.8% below its high of $1,593 in February 2026, at $1,581 as of September 2026.
Rent in ZIP 45209 changed +1.2% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.
From 2019 to 2024, rent in ZIP 45209 rose 30.9% while median household income rose 27.3% ($73,377 to $93,420). Rent outpaced income.
Rent in ZIP 45209 is 34.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 2 months in a row, and rose in 6 of the last 12 months.
30% of the median household income ($93,420) is $2,336 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,770); a 3-bedroom is $2,340.
20th cheapest of 25 ZIP codes in Cincinnati.
ZIP 45212, 2 miles away, rents for 22% less ($1,234/mo), about $4,200 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 45209. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 45209 (Cincinnati, OH) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 74.8% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 45209 in Cincinnati, OH has changed in 5 years
The median rent in ZIP 45209 in Cincinnati, OH stood at $1,235 in 2021 and currently runs about $1,581, reflecting a 28.0% increase over the period. Median household income rose from $77,845 to $93,420 between 2021 and 2024, a 20.0% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 1.1% since 2021, moving from about 10,692 residents to roughly 10,570. College-educated residents now make up 74.8% of adults here, versus 72.7% in 2021. Taken together, the five-year picture in ZIP 45209 in Cincinnati, OH reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.
Discussions about ZIP 45209
No discussions yet. Start the conversation.
Tips for renters in ZIP 45209
Last updated: October 17, 2026
ZIP code 45209 covers Cincinnati, OH. The median rent here is $1,581/mo as of October 2026. A 1-bedroom rents for a median of $1,380/mo. A 2-bedroom rents for a median of $1,770/mo.
At 20% of local median household income ($93,420/yr), ZIP 45209 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.2% over the past year.
Frequently asked questions
How much income do you need to rent in ZIP 45209?
Is rent going up or down in ZIP 45209?
When is the cheapest time to rent in ZIP 45209?
Has rent outpaced income in ZIP 45209?
How does ZIP 45209 compare to other ZIPs in Ohio?
How does ZIP 45209 compare to the rest of Cincinnati?
At $1,581/mo, rent takes ~20% of ZIP 45209's median household income ($93,420/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Be the first to submit your rent for this ZIP.
No discussions yet.