ZIP Code · OH

ZIP 45217

Part of Saint Bernard, OH

Pop. 6,454·Hamilton County·184th most expensive ZIP in Ohio

Median rent (all units)

$1,151/mo

Year-over-Year

Stable

Month-over-Month

-1.6%

vs US Median

-$781

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 45217 · $1,151

More affordable than 94% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$830

1 BR

$910

2 BR

$1,170

3 BR

$1,540

4 BR+

$1,710

Research median

$1,170/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($62,200) is $1,555 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,540); a 4-bedroom is $1,710.

From Zillow's monthly rent index (ZORI) for ZIP 45217. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$13,812/yr

At $1,151/mo median

Location

CitySaint Bernard

StateOH

CountyHamilton County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 0.0% YoY), so renters have negotiating leverage.

Based on rent-price momentum (+0.0% YoY, -1.6% MoM), not inventory.

Demographics

Who lives here

ZIP 45217 (Saint Bernard, OH) is majority owner-occupied, has a large share of families with children, has a median income below the national average, 32.1% of residents hold a bachelor's degree or higher.

Population

6,454

Median income

$62,200

Median age

40.1

Renters

40%

Age distribution

28.5%

16.6%

31.9%

Under 1828.5%

18–3416.6%

35–5431.9%

55–6411.1%

65+11.9%

Gender

48.8%

51.2%

Male48.8%

Female51.2%

Race & ethnicity

52.4%

40.7%

White52.4%

Black40.7%

Hispanic3.6%

Other3.1%

Education (25+)

31.9%

28.9%

32.1%

No HS diploma7%

HS diploma31.9%

Some college28.9%

Bachelor's+32.1%

Housing tenure

60%

40%

Owner60%

Renter40%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45217 in Saint Bernard, OH has changed in 5 years

Income

$55,000 → $62,200

up 13.1%

Population

6,317 → 6,454

up 2.2%

Renter share

38.2% → 40%

+1.8 pts

Bachelor's+

27.8% → 32.1%

+4.3 pts

Median age

46.4 → 40.1

-6.3 yrs

Local incomes tracked alongside that move, going from a median of $55,000 in 2021 to $62,200 more recently. The population has grown by 2.2% since 2021, moving from about 6,317 residents to roughly 6,454. Renters now make up 40% of households, compared with 38.2% five years ago. College-educated residents now make up 32.1% of adults here, versus 27.8% in 2021.

Community

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Local insights

Tips for renters in ZIP 45217

About renting in ZIP 45217

Last updated: October 17, 2026

ZIP code 45217 covers Saint Bernard, OH. The median rent here is $1,151/mo as of October 2026. A 1-bedroom rents for a median of $910/mo. A 2-bedroom rents for a median of $1,170/mo.

At 22% of local median household income ($62,200/yr), ZIP 45217 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45217?

To keep rent at or below 30% of gross income, you would need to earn at least $46,000/year (about $22/hour full-time) to afford the median rent of $1,151/mo in ZIP 45217. The local median household income is $62,200/yr, so the typical household meets that bar.