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ZIP Code · OH

ZIP 45232

Pop. 6,363·Hamilton County·237th most expensive ZIP in Ohio
Median rent (all units)
$980/mo
Year-over-Year
-9.3%
Month-over-Month
-9.3%
vs US Median
-$985
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 45232 · $980
More affordable than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$690
1 BR
$760
2 BR
$980
3 BR
$1,290
4 BR+
$1,440
Research median
$980/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: April 19, 2026

Annual cost
$11,760/yr
At $980/mo median
Location
StateOH
CountyHamilton County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 9.3% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-9.3% YoY, -9.3% MoM), not inventory.
Demographics

Who lives here

ZIP 45232 (Cincinnati, OH) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 15.3% of residents hold a bachelor's degree or higher.

Population
6,363
Median income
$28,367
Median age
28.3
Renters
78.7%
Age distribution
29.5%
35.2%
18.8%
Under 1829.5%
18–3435.2%
35–5418.8%
55–649.8%
65+6.6%
Gender
43.6%
56.4%
Male43.6%
Female56.4%
Race & ethnicity
17.1%
64.5%
White17.1%
Black64.5%
Hispanic9.1%
Other9.4%
Education (25+)
14.9%
35.3%
34.5%
15.3%
No HS diploma14.9%
HS diploma35.3%
Some college34.5%
Bachelor's+15.3%
Housing tenure
21.3%
78.7%
Owner21.3%
Renter78.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45232 in Cincinnati, OH has changed in 5 years

Income
$22,033 → $28,367
up 28.7%
Population
8,080 → 6,363
down 21.2%
Renter share
79.1% → 78.7%
-0.4 pts
Bachelor's+
13.5% → 15.3%
+1.8 pts
Median age
23.2 → 28.3
+5.1 yrs

Local incomes tracked alongside that move, going from a median of $22,033 in 2021 to $28,367 more recently. Headcount in the area went from 8,080 to 6,363 between 2021 and 2024, a 21.2% change.

Community

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Local insights

Tips for renters in ZIP 45232

About renting in ZIP 45232

Last updated: April 19, 2026

ZIP code 45232 covers Cincinnati, OH. The median rent here is $980/mo as of April 2026. A 1-bedroom rents for a median of $760/mo. A 2-bedroom rents for a median of $980/mo.

At 41% of local median household income ($28,367/yr), ZIP 45232 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 9.3% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45232?

As of April 19, 2026, the median monthly rent in ZIP 45232 (Cincinnati, OH) is $980. This is based on aggregated data from public sources and community submissions.

How does ZIP 45232 rent compare to the US average?

ZIP 45232's median rent of $980/mo is $985 (50%) below the US national median of $1,965/mo.

How does ZIP 45232 compare to other ZIPs in Ohio?

ZIP 45232 is among the more affordable ZIP codes in Ohio, ranking #237 out of 247 ZIPs at $980/mo.

How much income do you need to rent in ZIP 45232?

To keep rent at or below 30% of gross income, you would need to earn at least $39,000/year (~$19/hour full-time) to afford the median rent of $980/mo in ZIP 45232. The local median household income is $28,367/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 45232?

Rent in ZIP 45232 has decreased 9.3% over the past year as of April 19, 2026, offering some relief compared to 12 months ago.

Is ZIP 45232 an affordable place to rent?

ZIP 45232 is considered stretched for renters. At $980/mo, rent takes approximately 41% of the local median household income ($28,367/yr). The standard benchmark is 30%. ZIP 45232 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 45232 residents rent vs. own?

According to Census data, approximately 78.7% of ZIP 45232 households are renters, while 21.3% are owner-occupied. With a majority renter population, ZIP 45232 has a strong rental market.

How does ZIP 45232 compare to the rest of Cincinnati?

ZIP 45232 is more affordable than Cincinnati overall. At $980/mo, it's $495 below the Cincinnati citywide median of $1,475/mo.

When was rent data for ZIP 45232 last updated?

Rent data for ZIP 45232 reflects April 19, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
41%
STRETCHED

At $980/mo, rent takes ~41% of ZIP 45232's median household income ($28,367/yr). The standard benchmark is 30%.

ZIP 45232 41%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45232 (Cincinnati, OH)

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