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ZIP Code · OH

ZIP 45220

Pop. 14,109·Hamilton County·146th most expensive ZIP in Ohio
Median rent (all units)
$1,316/mo
Year-over-Year
Stable
Month-over-Month
-0.6%
vs US Median
-$649
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 45220 · $1,316
More affordable than 86% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$980
1 BR
$1,080
2 BR
$1,390
3 BR
$1,830
4 BR+
$2,030
Research median
$1,390/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$15,792/yr
At $1,316/mo median
Location
StateOH
CountyHamilton County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.1% YoY, -0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 45220 (Cincinnati, OH) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 59% of residents hold a bachelor's degree or higher.

Population
14,109
Median income
$53,440
Median age
29.1
Renters
71%
Age distribution
50.7%
17.3%
12.6%
Under 1811.2%
18–3450.7%
35–5417.3%
55–648.3%
65+12.6%
Gender
54.7%
45.3%
Male54.7%
Female45.3%
Race & ethnicity
62.3%
18%
14%
White62.3%
Black18%
Hispanic4.5%
Asian14%
Other1.2%
Education (25+)
17.8%
19.8%
59%
No HS diploma3.4%
HS diploma17.8%
Some college19.8%
Bachelor's+59%
Housing tenure
29%
71%
Owner29%
Renter71%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45220 in Cincinnati, OH has changed in 5 years

Income
$45,605 → $53,440
up 17.2%
Population
14,375 → 14,109
down 1.9%
Renter share
70.8% → 71%
+0.2 pts
Bachelor's+
64.5% → 59%
-5.5 pts
Median age
27.9 → 29.1
+1.2 yrs

Local incomes tracked alongside that move, going from a median of $45,605 in 2021 to $53,440 more recently. The population has contracted by 1.9% since 2021, moving from about 14,375 residents to roughly 14,109. College-educated residents now make up 59% of adults here, versus 64.5% in 2021.

Community

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Local insights

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About renting in ZIP 45220

Last updated: July 20, 2026

ZIP code 45220 covers Cincinnati, OH. The median rent here is $1,316/mo as of July 2026. A 1-bedroom rents for a median of $1,080/mo. A 2-bedroom rents for a median of $1,390/mo.

At 30% of local median household income ($53,440/yr), ZIP 45220 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45220?

As of July 20, 2026, the median monthly rent in ZIP 45220 (Cincinnati, OH) is $1,316. This is based on aggregated data from public sources and community submissions.

How does ZIP 45220 rent compare to the US average?

ZIP 45220's median rent of $1,316/mo is $649 (33%) below the US national median of $1,965/mo.

How does ZIP 45220 compare to other ZIPs in Ohio?

ZIP 45220 falls in the middle range for Ohio, ranking #146 out of 232 ZIPs at $1,316/mo.

How much income do you need to rent in ZIP 45220?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (~$25/hour full-time) to afford the median rent of $1,316/mo in ZIP 45220. The local median household income is $53,440/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 45220?

Rent in ZIP 45220 has been relatively stable over the past year, with a 0.1% change year over year as of July 20, 2026.

Is ZIP 45220 an affordable place to rent?

ZIP 45220 is considered moderate for renters. At $1,316/mo, rent takes approximately 30% of the local median household income ($53,440/yr). The standard benchmark is 30%. ZIP 45220 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 45220 residents rent vs. own?

According to Census data, approximately 71% of ZIP 45220 households are renters, while 29% are owner-occupied. With a majority renter population, ZIP 45220 has a strong rental market.

How does ZIP 45220 compare to the rest of Cincinnati?

ZIP 45220 is more affordable than Cincinnati overall. At $1,316/mo, it's $159 below the Cincinnati citywide median of $1,475/mo.

When was rent data for ZIP 45220 last updated?

Rent data for ZIP 45220 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
30%
MODERATE

At $1,316/mo, rent takes ~30% of ZIP 45220's median household income ($53,440/yr). The standard benchmark is 30%.

ZIP 45220 30%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45220 (Cincinnati, OH)

Recent submissions

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