ZIP Code · OH

ZIP 45229

Pop. 13,529·Hamilton County·161st most expensive ZIP in Ohio
Median rent (all units)
$1,228/mo
Year-over-Year
+3.3%
Month-over-Month
-0.5%
vs US Median
-$704
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 45229 · $1,228
More affordable than 90% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$790
1 BR
$870
2 BR
$1,120
3 BR
$1,480
4 BR+
$1,640
Research median
$1,120/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 45229 is 1% below its high of $1,240 in July 2026, at $1,228 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45229 changed +3.3% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($32,263) is $807 a month. That covers HUD's Fair Market Rent for up to a studio ($790); a 1-bedroom is $870.

Rank in Cincinnati

4th cheapest of 25 ZIP codes in Cincinnati.

From Zillow's monthly rent index (ZORI) for ZIP 45229. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$14,736/yr
At $1,228/mo median
Location
StateOH
CountyHamilton County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.3% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.3% YoY, -0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 45229 (Cincinnati, OH) is majority renter-occupied, has a large retiree population, has a median income below the national average, 30.8% of residents hold a bachelor's degree or higher.

Population
13,529
Median income
$32,263
Median age
39.5
Renters
69.4%
Age distribution
19.4%
24.3%
20.1%
15.5%
20.7%
Under 1819.4%
18–3424.3%
35–5420.1%
55–6415.5%
65+20.7%
Gender
45.1%
54.9%
Male45.1%
Female54.9%
Race & ethnicity
25.2%
63.9%
White25.2%
Black63.9%
Hispanic2.8%
Asian1.9%
Other6.1%
Education (25+)
14.2%
27.2%
27.8%
30.8%
No HS diploma14.2%
HS diploma27.2%
Some college27.8%
Bachelor's+30.8%
Housing tenure
30.6%
69.4%
Owner30.6%
Renter69.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 45229 in Cincinnati, OH has changed in 5 years

Rent
$1,025 → $1,228
up 19.8%
Income
$31,063 → $32,263
up 3.9%
Population
13,997 → 13,529
down 3.3%
Renter share
68.8% → 69.4%
+0.6 pts
Bachelor's+
30.8% → 30.8%
+0.0 pts
Median age
37 → 39.5
+2.5 yrs

Rent in ZIP 45229 in Cincinnati, OH has climbed 19.8% since 2023, going from about $1,025 per month to roughly $1,228 today. Household income in the area moved from $31,063 to $32,263 across the same window, up 3.9% versus 2021. Rent outpaced income growth by roughly 15.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 13,997 to 13,529 between 2021 and 2024, a 3.3% change. Reading these numbers side by side helps frame whether current listings in ZIP 45229 in Cincinnati, OH look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 45229

Last updated: October 17, 2026

ZIP code 45229 covers Cincinnati, OH. The median rent here is $1,228/mo as of October 2026. A 1-bedroom rents for a median of $870/mo. A 2-bedroom rents for a median of $1,120/mo.

At 46% of local median household income ($32,263/yr), ZIP 45229 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45229?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (about $24/hour full-time) to afford the median rent of $1,228/mo in ZIP 45229. The local median household income is $32,263/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 45229?

Rent in ZIP 45229 has risen 3.3% over the past year as of September 2026. It sits 1% below its high of $1,240 in July 2026.

How does ZIP 45229 compare to other ZIPs in Ohio?

ZIP 45229 is one of the more affordable among Ohio ZIP codes for rent, ranking #161 of 229 at $1,228/mo. Over the year to September 2026, rent in ZIP 45229 changed +3.3%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.

How does ZIP 45229 compare to the rest of Cincinnati?

At $1,228/mo, ZIP 45229 is $204 below the Cincinnati citywide median of $1,432/mo. It is the 4th cheapest of 25 ZIP codes in Cincinnati.
Income Affordability
46%
STRETCHED

At $1,228/mo, rent takes ~46% of ZIP 45229's median household income ($32,263/yr). The standard benchmark is 30%.

ZIP 45229 46%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45229 (Cincinnati, OH)

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