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ZIP Code · OH

ZIP 45231

Pop. 40,463·Hamilton County·58th most expensive ZIP in Ohio
Median rent (all units)
$1,631/mo
Year-over-Year
+10.1%
Month-over-Month
-2.6%
vs US Median
-$334
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 45231 · $1,631
More affordable than 64% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,030
1 BR
$1,130
2 BR
$1,460
3 BR
$1,930
4 BR+
$2,130
Research median
$1,460/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,572/yr
At $1,631/mo median
Location
StateOH
CountyHamilton County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (10.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+10.1% YoY, -2.6% MoM), not inventory.
Demographics

Who lives here

ZIP 45231 (Cincinnati, OH) is majority owner-occupied, 29.2% of residents hold a bachelor's degree or higher.

Population
40,463
Median income
$71,353
Median age
41.1
Renters
27.4%
Age distribution
22.7%
19.7%
24%
13.9%
19.6%
Under 1822.7%
18–3419.7%
35–5424%
55–6413.9%
65+19.6%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
46.1%
39.9%
White46.1%
Black39.9%
Hispanic3%
Asian2.7%
Other8.2%
Education (25+)
31.1%
32.3%
29.2%
No HS diploma7.3%
HS diploma31.1%
Some college32.3%
Bachelor's+29.2%
Housing tenure
72.6%
27.4%
Owner72.6%
Renter27.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45231 in Cincinnati, OH has changed in 5 years

Income
$60,853 → $71,353
up 17.3%
Population
42,808 → 40,463
down 5.5%
Renter share
29.1% → 27.4%
-1.7 pts
Bachelor's+
26.4% → 29.2%
+2.8 pts
Median age
40.1 → 41.1
+1.0 yrs

On the earnings side, the typical household in ZIP 45231 in Cincinnati, OH now reports about $71,353, up from $60,853 in 2021. The population has contracted by 5.5% since 2021, moving from about 42,808 residents to roughly 40,463. Renters now make up 27.4% of households, compared with 29.1% five years ago. College-educated residents now make up 29.2% of adults here, versus 26.4% in 2021.

Community

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Local insights

Tips for renters in ZIP 45231

About renting in ZIP 45231

Last updated: July 20, 2026

ZIP code 45231 covers Cincinnati, OH. The median rent here is $1,631/mo as of July 2026. A 1-bedroom rents for a median of $1,130/mo. A 2-bedroom rents for a median of $1,460/mo.

At 27% of local median household income ($71,353/yr), ZIP 45231 ranks as affordable compared to the national benchmark of 30%. Rents have increased 10.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45231?

As of July 20, 2026, the median monthly rent in ZIP 45231 (Cincinnati, OH) is $1,631. This is based on aggregated data from public sources and community submissions.

How does ZIP 45231 rent compare to the US average?

ZIP 45231's median rent of $1,631/mo is $334 (17%) below the US national median of $1,965/mo.

How does ZIP 45231 compare to other ZIPs in Ohio?

ZIP 45231 is one of the pricier ZIP codes in Ohio, ranking #58 out of 232 ZIPs tracked at $1,631/mo.

How much income do you need to rent in ZIP 45231?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (~$31/hour full-time) to afford the median rent of $1,631/mo in ZIP 45231. The local median household income is $71,353/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 45231?

Rent in ZIP 45231 has increased 10.1% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 45231 an affordable place to rent?

ZIP 45231 is considered affordable for renters. At $1,631/mo, rent takes approximately 27% of the local median household income ($71,353/yr). The standard benchmark is 30%. ZIP 45231 falls comfortably within that range.

What percentage of ZIP 45231 residents rent vs. own?

According to Census data, approximately 27.4% of ZIP 45231 households are renters, while 72.6% are owner-occupied. ZIP 45231 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 45231 compare to the rest of Cincinnati?

ZIP 45231 is pricier than Cincinnati as a whole. At $1,631/mo, it's $156 above the Cincinnati citywide median of $1,475/mo.

When was rent data for ZIP 45231 last updated?

Rent data for ZIP 45231 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $1,631/mo, rent takes ~27% of ZIP 45231's median household income ($71,353/yr). The standard benchmark is 30%.

ZIP 45231 27%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45231 (Cincinnati, OH)

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