ZIP Code · OH

ZIP 45224

Part of Cincinnati, OH

Pop. 21,900·Hamilton County·148th most expensive ZIP in Ohio

Median rent (all units)

$1,261/mo

Year-over-Year

+3.1%

Month-over-Month

-0.2%

vs US Median

-$671

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 45224 · $1,261

More affordable than 88% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$800

1 BR

$880

2 BR

$1,130

3 BR

$1,490

4 BR+

$1,650

Research median

$1,130/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Ohio

Rent in ZIP 45224 changed +3.1% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($56,471) is $1,412 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,130); a 3-bedroom is $1,490.

Rank in Cincinnati

9th cheapest of 25 ZIP codes in Cincinnati.

From Zillow's monthly rent index (ZORI) for ZIP 45224. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,132/yr

At $1,261/mo median

Location

CityCincinnati

StateOH

CountyHamilton County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.1% YoY, -0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 45224 (Cincinnati, OH) is majority owner-occupied, has a large retiree population, has a median income below the national average, 36.5% of residents hold a bachelor's degree or higher.

Population

21,900

Median income

$56,471

Median age

Renters

40.5%

Age distribution

22.6%

18%

23%

14.7%

21.7%

Under 1822.6%

18–3418%

35–5423%

55–6414.7%

65+21.7%

Gender

45.8%

54.2%

Male45.8%

Female54.2%

Race & ethnicity

41.3%

47.2%

White41.3%

Black47.2%

Hispanic5.7%

Asian1.1%

Other4.8%

Education (25+)

28.5%

25.6%

36.5%

No HS diploma9.5%

HS diploma28.5%

Some college25.6%

Bachelor's+36.5%

Housing tenure

59.5%

40.5%

Owner59.5%

Renter40.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45224 in Cincinnati, OH has changed in 5 years

Income

$50,339 → $56,471

up 12.2%

Population

21,504 → 21,900

up 1.8%

Renter share

41% → 40.5%

-0.5 pts

Bachelor's+

32% → 36.5%

+4.5 pts

Median age

44.6 → 44

-0.6 yrs

Census figures show median household income at $56,471 today, compared with $50,339 five years earlier. Headcount in the area went from 21,504 to 21,900 between 2021 and 2024, a 1.8% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 32% to 36.5%.

Community

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Local insights

Tips for renters in ZIP 45224

About renting in ZIP 45224

Last updated: October 17, 2026

ZIP code 45224 covers Cincinnati, OH. The median rent here is $1,261/mo as of October 2026. A 1-bedroom rents for a median of $880/mo. A 2-bedroom rents for a median of $1,130/mo.

At 27% of local median household income ($56,471/yr), ZIP 45224 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45224?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (about $24/hour full-time) to afford the median rent of $1,261/mo in ZIP 45224. The local median household income is $56,471/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45224?

Rent in ZIP 45224 has risen 3.1% over the past year.

How does ZIP 45224 compare to other ZIPs in Ohio?

ZIP 45224 is in the middle among Ohio ZIP codes for rent, ranking #148 of 229 at $1,261/mo. Over the year to September 2026, rent in ZIP 45224 changed +3.1%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.