ZIP Code · OH

ZIP 45237

Part of Cincinnati, OH

Pop. 20,903·Hamilton County·175th most expensive ZIP in Ohio

Median rent (all units)

$1,173/mo

Year-over-Year

-1.8%

Month-over-Month

-0.8%

vs US Median

-$759

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 45237 · $1,173

More affordable than 92% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$820

1 BR

$900

2 BR

$1,160

3 BR

$1,530

4 BR+

$1,690

Research median

$1,160/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 45237 is 4.2% below its high of $1,225 in April 2026, at $1,173 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45237 changed -1.8% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent has fallen 3 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($44,913) is $1,123 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($900); a 2-bedroom is $1,160.

Rank in Cincinnati

2nd cheapest of 25 ZIP codes in Cincinnati.

From Zillow's monthly rent index (ZORI) for ZIP 45237. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,076/yr

At $1,173/mo median

Location

CityCincinnati

StateOH

CountyHamilton County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 1.8% YoY), so renters have negotiating leverage.

Based on rent-price momentum (-1.8% YoY, -0.8% MoM), not inventory.

Demographics

Who lives here

ZIP 45237 (Cincinnati, OH) is roughly split between renters and owners, has a median income below the national average, 29.7% of residents hold a bachelor's degree or higher.

Population

20,903

Median income

$44,913

Median age

40.5

Renters

52.3%

Age distribution

22.8%

18.8%

23.1%

15.8%

19.6%

Under 1822.8%

18–3418.8%

35–5423.1%

55–6415.8%

65+19.6%

Gender

48.8%

51.2%

Male48.8%

Female51.2%

Race & ethnicity

23.6%

68.6%

White23.6%

Black68.6%

Hispanic3.1%

Other4.2%

Education (25+)

30.8%

27.5%

29.7%

No HS diploma12%

HS diploma30.8%

Some college27.5%

Bachelor's+29.7%

Housing tenure

47.7%

52.3%

Owner47.7%

Renter52.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 45237 in Cincinnati, OH has changed in 5 years

Rent

$1,095 → $1,173

up 7.1%

Income

$41,784 → $44,913

up 7.5%

Population

21,669 → 20,903

down 3.5%

Renter share

50.8% → 52.3%

+1.5 pts

Bachelor's+

27.8% → 29.7%

+1.9 pts

Compared with 2023, rent in ZIP 45237 in Cincinnati, OH has climbed by $78 per month, settling near $1,173 after starting the period at $1,095. On the earnings side, the typical household in ZIP 45237 in Cincinnati, OH now reports about $44,913, up from $41,784 in 2021. Headcount in the area went from 21,669 to 20,903 between 2021 and 2024, a 3.5% change. About 52.3% of households rent today, against 50.8% in 2021. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 45237 in Cincinnati, OH reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 45237

Last updated: October 17, 2026

ZIP code 45237 covers Cincinnati, OH. The median rent here is $1,173/mo as of October 2026. A 1-bedroom rents for a median of $900/mo. A 2-bedroom rents for a median of $1,160/mo.

At 31% of local median household income ($44,913/yr), ZIP 45237 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 1.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45237?

To keep rent at or below 30% of gross income, you would need to earn at least $47,000/year (about $23/hour full-time) to afford the median rent of $1,173/mo in ZIP 45237. The local median household income is $44,913/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 45237?

Rent in ZIP 45237 has fallen 1.8% over the past year as of September 2026. It sits 4.2% below its high of $1,225 in April 2026.

How does ZIP 45237 compare to other ZIPs in Ohio?

ZIP 45237 is one of the more affordable among Ohio ZIP codes for rent, ranking #175 of 229 at $1,173/mo. Over the year to September 2026, rent in ZIP 45237 changed -1.8%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.