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ZIP Code · OH

ZIP 45238

Pop. 48,351·Hamilton County·207th most expensive ZIP in Ohio
Median rent (all units)
$1,043/mo
Year-over-Year
-4.9%
Month-over-Month
-0.3%
vs US Median
-$922
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 45238 · $1,043
More affordable than 97% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$860
1 BR
$950
2 BR
$1,220
3 BR
$1,610
4 BR+
$1,780
Research median
$1,220/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$12,516/yr
At $1,043/mo median
Location
StateOH
CountyHamilton County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 4.9% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-4.9% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 45238 (Cincinnati, OH) is majority owner-occupied, has a large share of families with children, 26.4% of residents hold a bachelor's degree or higher.

Population
48,351
Median income
$66,277
Median age
36.7
Renters
40.3%
Age distribution
25.1%
22.5%
25.2%
12.2%
15%
Under 1825.1%
18–3422.5%
35–5425.2%
55–6412.2%
65+15%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
62.7%
27.5%
White62.7%
Black27.5%
Hispanic2.6%
Asian0.6%
Other6.6%
Education (25+)
34.2%
30.2%
26.4%
No HS diploma9.2%
HS diploma34.2%
Some college30.2%
Bachelor's+26.4%
Housing tenure
59.7%
40.3%
Owner59.7%
Renter40.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45238 in Cincinnati, OH has changed in 5 years

Rent
$857 → $1,043
up 21.7%
Income
$56,978 → $66,277
up 16.3%
Population
48,218 → 48,351
up 0.3%
Renter share
42.2% → 40.3%
-1.9 pts
Bachelor's+
26.5% → 26.4%
-0.1 pts
Median age
35.3 → 36.7
+1.4 yrs

Across the past five years, the going rent in ZIP 45238 in Cincinnati, OH has shifted from $857 to $1,043, up 21.7% since 2021. Local incomes tracked alongside that move, going from a median of $56,978 in 2021 to $66,277 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has eased from 42.2% to 40.3%, with owner-occupied housing accounting for the remainder. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 45238 in Cincinnati, OH market of 2021.

Community

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Local insights

Tips for renters in ZIP 45238

About renting in ZIP 45238

Last updated: July 20, 2026

ZIP code 45238 covers Cincinnati, OH. The median rent here is $1,043/mo as of July 2026. A 1-bedroom rents for a median of $950/mo. A 2-bedroom rents for a median of $1,220/mo.

At 19% of local median household income ($66,277/yr), ZIP 45238 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 4.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45238?

As of July 20, 2026, the median monthly rent in ZIP 45238 (Cincinnati, OH) is $1,043. This is based on aggregated data from public sources and community submissions.

How does ZIP 45238 rent compare to the US average?

ZIP 45238's median rent of $1,043/mo is $922 (47%) below the US national median of $1,965/mo.

How does ZIP 45238 compare to other ZIPs in Ohio?

ZIP 45238 is among the more affordable ZIP codes in Ohio, ranking #207 out of 232 ZIPs at $1,043/mo.

How much income do you need to rent in ZIP 45238?

To keep rent at or below 30% of gross income, you would need to earn at least $42,000/year (~$20/hour full-time) to afford the median rent of $1,043/mo in ZIP 45238. The local median household income is $66,277/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 45238?

Rent in ZIP 45238 has decreased 4.9% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 45238 an affordable place to rent?

ZIP 45238 is considered very affordable for renters. At $1,043/mo, rent takes approximately 19% of the local median household income ($66,277/yr). The standard benchmark is 30%. ZIP 45238 falls comfortably within that range.

What percentage of ZIP 45238 residents rent vs. own?

According to Census data, approximately 40.3% of ZIP 45238 households are renters, while 59.7% are owner-occupied. ZIP 45238 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 45238 compare to the rest of Cincinnati?

ZIP 45238 is more affordable than Cincinnati overall. At $1,043/mo, it's $432 below the Cincinnati citywide median of $1,475/mo.

When was rent data for ZIP 45238 last updated?

Rent data for ZIP 45238 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,043/mo, rent takes ~19% of ZIP 45238's median household income ($66,277/yr). The standard benchmark is 30%.

ZIP 45238 19%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45238 (Cincinnati, OH)

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