ZIP Code · OH

ZIP 45205

Part of Cincinnati, OH

Pop. 18,651·Hamilton County·137th most expensive ZIP in Ohio

Median rent (all units)

$1,292/mo

Year-over-Year

+3.0%

Month-over-Month

+0.9%

vs US Median

-$640

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 45205 · $1,292

More affordable than 87% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$810

1 BR

$890

2 BR

$1,150

3 BR

$1,520

4 BR+

$1,680

Research median

$1,150/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 45205 is 0.1% below its high of $1,293 in May 2026, at $1,292 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45205 changed +3.0% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent has risen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($43,682) is $1,092 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($890); a 2-bedroom is $1,150.

Rank in Cincinnati

10th cheapest of 25 ZIP codes in Cincinnati.

Cheaper nearby

ZIP 45238, 2 miles away, rents for 10% less ($1,159/mo), about $1,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45205. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,504/yr

At $1,292/mo median

Location

CityCincinnati

StateOH

CountyHamilton County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.0% YoY, +0.9% MoM), not inventory.

Demographics

Who lives here

ZIP 45205 (Cincinnati, OH) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 21.2% of residents hold a bachelor's degree or higher.

Population

18,651

Median income

$43,682

Median age

30.7

Renters

63.1%

Age distribution

31.8%

24.6%

20.2%

14.2%

Under 1831.8%

18–3424.6%

35–5420.2%

55–649.2%

65+14.2%

Gender

47.2%

52.8%

Male47.2%

Female52.8%

Race & ethnicity

35.1%

38.5%

17.8%

White35.1%

Black38.5%

Hispanic17.8%

Asian2%

Other6.6%

Education (25+)

18.1%

31.3%

29.4%

21.2%

No HS diploma18.1%

HS diploma31.3%

Some college29.4%

Bachelor's+21.2%

Housing tenure

36.9%

63.1%

Owner36.9%

Renter63.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 45205 in Cincinnati, OH has changed in 5 years

Rent

$1,092 → $1,292

up 18.3%

Income

$31,241 → $43,682

up 39.8%

Population

18,314 → 18,651

up 1.8%

Renter share

63.9% → 63.1%

-0.8 pts

Bachelor's+

15% → 21.2%

+6.2 pts

Median age

32.5 → 30.7

-1.8 yrs

Across the past five years, the going rent in ZIP 45205 in Cincinnati, OH has shifted from $1,092 to $1,292, up 18.3% since 2023. Median household income climbed from $31,241 to $43,682 between 2021 and 2024, a 39.8% shift. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 45205 in Cincinnati, OH adding about 337 residents over the five-year window, up 1.8% on net. Bachelor's-degree-or-higher attainment moved from 15% to 21.2% across the same window. Taken together, the five-year picture in ZIP 45205 in Cincinnati, OH reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 45205

Last updated: October 17, 2026

ZIP code 45205 covers Cincinnati, OH. The median rent here is $1,292/mo as of October 2026. A 1-bedroom rents for a median of $890/mo. A 2-bedroom rents for a median of $1,150/mo.

At 35% of local median household income ($43,682/yr), ZIP 45205 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45205?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,292/mo in ZIP 45205. The local median household income is $43,682/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 45205?

Rent in ZIP 45205 has risen 3.0% over the past year as of September 2026. It sits 0.1% below its high of $1,293 in May 2026.

How does ZIP 45205 compare to other ZIPs in Ohio?

ZIP 45205 is in the middle among Ohio ZIP codes for rent, ranking #137 of 229 at $1,292/mo. Over the year to September 2026, rent in ZIP 45205 changed +3.0%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.