ZIP Code · OH

ZIP 45402

Part of Dayton, OH

Pop. 9,407·Montgomery County·103rd most expensive ZIP in Ohio

Median rent (all units)

$1,418/mo

Year-over-Year

+2.5%

Month-over-Month

-0.4%

vs US Median

-$514

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 45402 · $1,418

More affordable than 79% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$980

1 BR

$1,060

2 BR

$1,340

3 BR

$1,740

4 BR+

$1,910

Research median

$1,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 45402 is 0.4% below its high of $1,424 in August 2026, at $1,418 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45402 changed +2.5% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($48,401) is $1,210 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,060); a 2-bedroom is $1,340.

Rank in Dayton

7th cheapest of 8 ZIP codes in Dayton.

Cheaper nearby

ZIP 45405, 2 miles away, rents for 27% less ($1,032/mo), about $4,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45402. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,016/yr

At $1,418/mo median

Location

CityDayton

StateOH

CountyMontgomery County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+2.5% YoY, -0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 45402 (Dayton, OH) is majority renter-occupied, has a median income below the national average, 31% of residents hold a bachelor's degree or higher.

Population

9,407

Median income

$48,401

Median age

36.2

Renters

64.1%

Age distribution

19%

29.3%

27.1%

12.1%

12.5%

Under 1819%

18–3429.3%

35–5427.1%

55–6412.1%

65+12.5%

Gender

52.9%

47.1%

Male52.9%

Female47.1%

Race & ethnicity

35.8%

54%

White35.8%

Black54%

Hispanic5.8%

Asian0.5%

Other3.9%

Education (25+)

26.4%

32.9%

31%

No HS diploma9.6%

HS diploma26.4%

Some college32.9%

Bachelor's+31%

Housing tenure

35.9%

64.1%

Owner35.9%

Renter64.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 45402 in Dayton, OH has changed in 5 years

Rent

$1,246 → $1,418

up 13.8%

Income

$37,566 → $48,401

up 28.8%

Population

10,447 → 9,407

down 10.0%

Renter share

64.3% → 64.1%

-0.2 pts

Bachelor's+

26.5% → 31%

+4.5 pts

Median age

37.3 → 36.2

-1.1 yrs

Rent in ZIP 45402 in Dayton, OH has climbed 13.8% since 2023, going from about $1,246 per month to roughly $1,418 today. Local incomes tracked alongside that move, going from a median of $37,566 in 2021 to $48,401 more recently. Income growth outran rent by about 15.0 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 10,447 to 9,407 between 2021 and 2024, a 10.0% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 26.5% to 31%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 45402 in Dayton, OH market of 2023.

Community

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About renting in ZIP 45402

Last updated: October 17, 2026

ZIP code 45402 covers Dayton, OH. The median rent here is $1,418/mo as of October 2026. A 1-bedroom rents for a median of $1,060/mo. A 2-bedroom rents for a median of $1,340/mo.

At 35% of local median household income ($48,401/yr), ZIP 45402 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45402?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,418/mo in ZIP 45402. The local median household income is $48,401/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 45402?

Rent in ZIP 45402 has risen 2.5% over the past year as of September 2026. It sits 0.4% below its high of $1,424 in August 2026.

How does ZIP 45402 compare to other ZIPs in Ohio?

ZIP 45402 is in the middle among Ohio ZIP codes for rent, ranking #103 of 229 at $1,418/mo. Over the year to September 2026, rent in ZIP 45402 changed +2.5%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.