ZIP Code · OH

ZIP 45801

Part of Lima, OH

Pop. 21,739·Allen County·170th most expensive ZIP in Ohio

Median rent (all units)

$1,193/mo

Year-over-Year

Stable

Month-over-Month

+2.0%

vs US Median

-$739

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 45801 · $1,193

More affordable than 92% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$810

1 BR

$820

2 BR

$1,070

3 BR

$1,290

4 BR+

$1,440

Research median

$1,070/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($51,731) is $1,293 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,290); a 4-bedroom is $1,440.

From Zillow's monthly rent index (ZORI) for ZIP 45801. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,316/yr

At $1,193/mo median

Location

CityLima

StateOH

CountyAllen County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +2.0% MoM), not inventory.

Demographics

Who lives here

ZIP 45801 (Lima, OH) is roughly split between renters and owners, has a median income below the national average, 12.9% of residents hold a bachelor's degree or higher.

Population

21,739

Median income

$51,731

Median age

38.4

Renters

45.7%

Age distribution

23.2%

24.8%

12.8%

16%

Under 1823.2%

18–3423.2%

35–5424.8%

55–6412.8%

65+16%

Gender

53.6%

46.4%

Male53.6%

Female46.4%

Race & ethnicity

73.3%

13.1%

White73.3%

Black13.1%

Hispanic5.1%

Asian2%

Other6.6%

Education (25+)

45.3%

30%

12.9%

No HS diploma11.8%

HS diploma45.3%

Some college30%

Bachelor's+12.9%

Housing tenure

54.3%

45.7%

Owner54.3%

Renter45.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45801 in Lima, OH has changed in 5 years

Income

$41,216 → $51,731

up 25.5%

Population

21,788 → 21,739

down 0.2%

Renter share

45.7% → 45.7%

+0.0 pts

Bachelor's+

11.9% → 12.9%

+1.0 pts

Household income in the area moved from $41,216 to $51,731 across the same window, up 25.5% versus 2021.

Community

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Local insights

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About renting in ZIP 45801

Last updated: October 17, 2026

ZIP code 45801 covers Lima, OH. The median rent here is $1,193/mo as of October 2026. A 1-bedroom rents for a median of $820/mo. A 2-bedroom rents for a median of $1,070/mo.

At 28% of local median household income ($51,731/yr), ZIP 45801 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45801?

To keep rent at or below 30% of gross income, you would need to earn at least $48,000/year (about $23/hour full-time) to afford the median rent of $1,193/mo in ZIP 45801. The local median household income is $51,731/yr, so the typical household meets that bar.