RentDataNowRentDataNow
ZIP Code · OH

ZIP 45840

Part of Findlay, OH
Pop. 54,559·Hancock County·163rd most expensive ZIP in Ohio
Median rent (all units)
$1,233/mo
Year-over-Year
+2.6%
Month-over-Month
+6.4%
vs US Median
-$732
Rising (Monthly)
Be the first to discuss 45840 rents ↓
Most AffordableMost Expensive
ZIP 45840 · $1,233
More affordable than 90% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$790
1 BR
$880
2 BR
$1,150
3 BR
$1,510
4 BR+
$1,730
Research median
$1,150/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$14,796/yr
At $1,233/mo median
Location
StateOH
CountyHancock County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 2.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+2.6% YoY, +6.4% MoM), not inventory.
Demographics

Who lives here

ZIP 45840 (Findlay, OH) is majority owner-occupied, 33.3% of residents hold a bachelor's degree or higher.

Population
54,559
Median income
$68,083
Median age
38.9
Renters
34%
Age distribution
20.6%
24.8%
23.1%
12.8%
18.7%
Under 1820.6%
18–3424.8%
35–5423.1%
55–6412.8%
65+18.7%
Gender
48.8%
51.2%
Male48.8%
Female51.2%
Race & ethnicity
86.9%
White86.9%
Black2.4%
Hispanic6.7%
Asian2.5%
Other1.5%
Education (25+)
32.5%
29.9%
33.3%
No HS diploma4.3%
HS diploma32.5%
Some college29.9%
Bachelor's+33.3%
Housing tenure
66%
34%
Owner66%
Renter34%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45840 in Findlay, OH has changed in 5 years

Income
$57,370 → $68,083
up 18.7%
Population
54,624 → 54,559
down 0.1%
Renter share
35.7% → 34%
-1.7 pts
Bachelor's+
31.4% → 33.3%
+1.9 pts
Median age
38.3 → 38.9
+0.6 yrs

Household income in the area moved from $57,370 to $68,083 across the same window, up 18.7% versus 2021. The renter share has eased from 35.7% to 34%, with owner-occupied housing accounting for the remainder.

Community

Discussions about ZIP 45840

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 45840

About renting in ZIP 45840

Last updated: July 20, 2026

ZIP code 45840 covers Findlay, OH. The median rent here is $1,233/mo as of July 2026. A 1-bedroom rents for a median of $880/mo. A 2-bedroom rents for a median of $1,150/mo.

At 22% of local median household income ($68,083/yr), ZIP 45840 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45840?

As of July 20, 2026, the median monthly rent in ZIP 45840 (Findlay, OH) is $1,233. This is based on aggregated data from public sources and community submissions.

How does ZIP 45840 rent compare to the US average?

ZIP 45840's median rent of $1,233/mo is $732 (37%) below the US national median of $1,965/mo.

How does ZIP 45840 compare to other ZIPs in Ohio?

ZIP 45840 is among the more affordable ZIP codes in Ohio, ranking #163 out of 232 ZIPs at $1,233/mo.

How much income do you need to rent in ZIP 45840?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (~$24/hour full-time) to afford the median rent of $1,233/mo in ZIP 45840. The local median household income is $68,083/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 45840?

Rent in ZIP 45840 has increased 2.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 45840 an affordable place to rent?

ZIP 45840 is considered very affordable for renters. At $1,233/mo, rent takes approximately 22% of the local median household income ($68,083/yr). The standard benchmark is 30%. ZIP 45840 falls comfortably within that range.

What percentage of ZIP 45840 residents rent vs. own?

According to Census data, approximately 34% of ZIP 45840 households are renters, while 66% are owner-occupied. ZIP 45840 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 45840 compare to the rest of Findlay?

ZIP 45840 sits right at the Findlay citywide median of $1,233/mo.

When was rent data for ZIP 45840 last updated?

Rent data for ZIP 45840 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $1,233/mo, rent takes ~22% of ZIP 45840's median household income ($68,083/yr). The standard benchmark is 30%.

ZIP 45840 22%Benchmark 30%
State income tax2.75–3.5%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 45840 (Findlay, OH)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.