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ZIP Code · IN

ZIP 46637

Pop. 16,200·Saint Joseph County·91st most expensive ZIP in Indiana
Median rent (all units)
$1,265/mo
Year-over-Year
-2.0%
Month-over-Month
-34.3%
vs US Median
-$697
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 46637 · $1,265
More affordable than 89% of US ZIP codes · National median $1,962/mo
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Medians by bedroom

Rent by unit size

Studio
$1,000
1 BR
$1,230
2 BR
$1,440
3 BR
$1,750
4 BR+
$1,910
Research median
$1,440/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$15,180/yr
At $1,265/mo median
Location
StateIN
CountySaint Joseph County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 2.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-2.0% YoY, -34.3% MoM), not inventory.
Demographics

Who lives here

ZIP 46637 (South Bend, IN) is majority owner-occupied, 39.9% of residents hold a bachelor's degree or higher.

Population
16,200
Median income
$71,462
Median age
39.5
Renters
31.6%
Age distribution
17.3%
27%
24.7%
19.5%
Under 1817.3%
18–3427%
35–5424.7%
55–6411.5%
65+19.5%
Gender
51.2%
48.8%
Male51.2%
Female48.8%
Race & ethnicity
71.2%
16.3%
White71.2%
Black16.3%
Hispanic3.9%
Asian6.5%
Other2.1%
Education (25+)
22.5%
31.4%
39.9%
No HS diploma6.2%
HS diploma22.5%
Some college31.4%
Bachelor's+39.9%
Housing tenure
68.4%
31.6%
Owner68.4%
Renter31.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46637 in South Bend, IN has changed in 5 years

Income
$65,337 → $71,462
up 9.4%
Population
16,028 → 16,200
up 1.1%
Renter share
30.3% → 31.6%
+1.3 pts
Bachelor's+
39.9% → 39.9%
+0.0 pts
Median age
38.4 → 39.5
+1.1 yrs

Median household income climbed from $65,337 to $71,462 between 2021 and 2024, a 9.4% shift. Census counts show ZIP 46637 in South Bend, IN adding about 172 residents over the five-year window, up 1.1% on net.

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Local insights

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About renting in ZIP 46637

Last updated: August 17, 2026

ZIP code 46637 covers South Bend, IN. The median rent here is $1,265/mo as of August 2026. A 1-bedroom rents for a median of $1,230/mo. A 2-bedroom rents for a median of $1,440/mo.

At 21% of local median household income ($71,462/yr), ZIP 46637 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46637?

As of August 17, 2026, the median monthly rent in ZIP 46637 (South Bend, IN) is $1,265. This is based on aggregated data from public sources and community submissions.

How does ZIP 46637 rent compare to the US average?

ZIP 46637's median rent of $1,265/mo is $697 (36%) below the US national median of $1,962/mo.

How does ZIP 46637 compare to other ZIPs in Indiana?

ZIP 46637 falls in the middle range for Indiana, ranking #91 out of 142 ZIPs at $1,265/mo.

How much income do you need to rent in ZIP 46637?

To keep rent at or below 30% of gross income, you would need to earn at least $51,000/year (~$25/hour full-time) to afford the median rent of $1,265/mo in ZIP 46637. The local median household income is $71,462/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46637?

Rent in ZIP 46637 has decreased 2.0% over the past year as of August 17, 2026, offering some relief compared to 12 months ago.

Is ZIP 46637 an affordable place to rent?

ZIP 46637 is considered very affordable for renters. At $1,265/mo, rent takes approximately 21% of the local median household income ($71,462/yr). The standard benchmark is 30%. ZIP 46637 falls comfortably within that range.

What percentage of ZIP 46637 residents rent vs. own?

According to Census data, approximately 31.6% of ZIP 46637 households are renters, while 68.4% are owner-occupied. ZIP 46637 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46637 compare to the rest of South Bend?

ZIP 46637 is more affordable than South Bend overall. At $1,265/mo, it's $28 below the South Bend citywide median of $1,293/mo.

When was rent data for ZIP 46637 last updated?

Rent data for ZIP 46637 reflects August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
21%
VERY AFFORDABLE

At $1,265/mo, rent takes ~21% of ZIP 46637's median household income ($71,462/yr). The standard benchmark is 30%.

ZIP 46637 21%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46637 (South Bend, IN)

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