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ZIP Code · IN

ZIP 46616

Pop. 5,979·Saint Joseph County·95th most expensive ZIP in Indiana
Median rent (all units)
$1,225/mo
Year-over-Year
+1.7%
Month-over-Month
+7.3%
vs US Median
-$740
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 46616 · $1,225
More affordable than 91% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$900
1 BR
$1,110
2 BR
$1,300
3 BR
$1,580
4 BR+
$1,720
Research median
$1,300/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$14,700/yr
At $1,225/mo median
Location
StateIN
CountySaint Joseph County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 1.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+1.7% YoY, +7.3% MoM), not inventory.
Demographics

Who lives here

ZIP 46616 (South Bend, IN) is majority owner-occupied, has a large share of families with children, has a median income below the national average, 41.2% of residents hold a bachelor's degree or higher.

Population
5,979
Median income
$58,537
Median age
33.2
Renters
42.6%
Age distribution
26.9%
24.7%
22.7%
12.1%
13.5%
Under 1826.9%
18–3424.7%
35–5422.7%
55–6412.1%
65+13.5%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
55.2%
23.7%
12.9%
White55.2%
Black23.7%
Hispanic12.9%
Asian5.4%
Other2.7%
Education (25+)
21%
28.7%
41.2%
No HS diploma9.2%
HS diploma21%
Some college28.7%
Bachelor's+41.2%
Housing tenure
57.4%
42.6%
Owner57.4%
Renter42.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46616 in South Bend, IN has changed in 5 years

Income
$47,923 → $58,537
up 22.1%
Population
5,666 → 5,979
up 5.5%
Renter share
45.8% → 42.6%
-3.2 pts
Bachelor's+
35.2% → 41.2%
+6.0 pts

Census figures show median household income at $58,537 today, compared with $47,923 five years earlier. Census counts show ZIP 46616 in South Bend, IN adding about 313 residents over the five-year window, up 5.5% on net. The renter share has eased from 45.8% to 42.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 35.2% to 41.2% across the same window.

Community

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Local insights

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About renting in ZIP 46616

Last updated: July 20, 2026

ZIP code 46616 covers South Bend, IN. The median rent here is $1,225/mo as of July 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,300/mo.

At 25% of local median household income ($58,537/yr), ZIP 46616 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46616?

As of July 20, 2026, the median monthly rent in ZIP 46616 (South Bend, IN) is $1,225. This is based on aggregated data from public sources and community submissions.

How does ZIP 46616 rent compare to the US average?

ZIP 46616's median rent of $1,225/mo is $740 (38%) below the US national median of $1,965/mo.

How does ZIP 46616 compare to other ZIPs in Indiana?

ZIP 46616 falls in the middle range for Indiana, ranking #95 out of 144 ZIPs at $1,225/mo.

How much income do you need to rent in ZIP 46616?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (~$24/hour full-time) to afford the median rent of $1,225/mo in ZIP 46616. The local median household income is $58,537/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46616?

Rent in ZIP 46616 has increased 1.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 46616 an affordable place to rent?

ZIP 46616 is considered affordable for renters. At $1,225/mo, rent takes approximately 25% of the local median household income ($58,537/yr). The standard benchmark is 30%. ZIP 46616 falls comfortably within that range.

What percentage of ZIP 46616 residents rent vs. own?

According to Census data, approximately 42.6% of ZIP 46616 households are renters, while 57.4% are owner-occupied. ZIP 46616 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46616 compare to the rest of South Bend?

ZIP 46616 is more affordable than South Bend overall. At $1,225/mo, it's $85 below the South Bend citywide median of $1,310/mo.

When was rent data for ZIP 46616 last updated?

Rent data for ZIP 46616 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $1,225/mo, rent takes ~25% of ZIP 46616's median household income ($58,537/yr). The standard benchmark is 30%.

ZIP 46616 25%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46616 (South Bend, IN)

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