ZIP 46616
Is your rent fair?
Compare your rent to the local median.
Rent by unit size
Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in ZIP 46616 changed +21.4% over the year to September 2026. Across the 114 Indiana ZIP codes Zillow tracks, the typical change was +3.9%.
Rent has risen 5 months in a row, and rose in 8 of the last 12 months.
30% of the median household income ($58,537) is $1,463 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,300); a 3-bedroom is $1,580.
4th cheapest of 8 ZIP codes in South Bend.
From Zillow's monthly rent index (ZORI) for ZIP 46616. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 46616 (South Bend, IN) is majority owner-occupied, has a large share of families with children, has a median income below the national average, 41.2% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 46616 in South Bend, IN has changed in 5 years
Census figures show median household income at $58,537 today, compared with $47,923 five years earlier. Census counts show ZIP 46616 in South Bend, IN adding about 313 residents over the five-year window, up 5.5% on net. The renter share has eased from 45.8% to 42.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 35.2% to 41.2% across the same window.
Discussions about ZIP 46616
No discussions yet. Start the conversation.
Tips for renters in ZIP 46616
Last updated: October 17, 2026
ZIP code 46616 covers South Bend, IN. The median rent here is $1,208/mo as of October 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,300/mo.
At 25% of local median household income ($58,537/yr), ZIP 46616 ranks as affordable compared to the national benchmark of 30%. Rents have increased 21.4% over the past year.
Frequently asked questions
How much income do you need to rent in ZIP 46616?
Is rent going up or down in ZIP 46616?
How does ZIP 46616 compare to other ZIPs in Indiana?
How does ZIP 46616 compare to the rest of South Bend?
At $1,208/mo, rent takes ~25% of ZIP 46616's median household income ($58,537/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Be the first to submit your rent for this ZIP.
No discussions yet.