ZIP Code · ND

ZIP 58102

Part of Fargo, ND

Pop. 32,912·Cass County·13th most expensive ZIP in North Dakota

Median rent (all units)

$1,077/mo

Year-over-Year

+3.5%

Month-over-Month

+0.6%

vs US Median

-$855

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 58102 · $1,077

More affordable than 96% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$710

1 BR

$850

2 BR

$1,030

3 BR

$1,430

4 BR+

$1,730

Research median

$1,030/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 58102 is 0.2% below its high of $1,079 in May 2026, at $1,077 as of September 2026.

Past year vs. the rest of North Dakota

Rent in ZIP 58102 changed +3.5% over the year to September 2026. Across the 15 North Dakota ZIP codes Zillow tracks, the typical change was +4.8%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($59,533) is $1,488 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,430); a 4-bedroom is $1,730.

Rank in Fargo

2nd cheapest of 3 ZIP codes in Fargo.

Cheaper nearby

ZIP 58103, 5 miles away, rents for 19% less ($873/mo), about $2,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 58102. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$12,924/yr

At $1,077/mo median

Location

CityFargo

StateND

CountyCass County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.5% YoY, +0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 58102 (Fargo, ND) is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 45.9% of residents hold a bachelor's degree or higher.

Population

32,912

Median income

$59,533

Median age

30.1

Renters

53.8%

Age distribution

15.8%

42.2%

20%

Under 1815.8%

18–3442.2%

35–5420%

55–6410%

65+12%

Gender

53.4%

46.6%

Male53.4%

Female46.6%

Race & ethnicity

85.8%

White85.8%

Black3.9%

Hispanic4.4%

Asian3.3%

Other2.6%

Education (25+)

17.3%

32%

45.9%

No HS diploma4.8%

HS diploma17.3%

Some college32%

Bachelor's+45.9%

Housing tenure

46.2%

53.8%

Owner46.2%

Renter53.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 58102 in Fargo, ND has changed in 5 years

Rent

$920 → $1,077

up 17.1%

Income

$52,041 → $59,533

up 14.4%

Population

30,980 → 32,912

up 6.2%

Renter share

53.5% → 53.8%

+0.3 pts

Bachelor's+

44.4% → 45.9%

+1.5 pts

Median age

29.5 → 30.1

+0.6 yrs

Rent in ZIP 58102 in Fargo, ND has increased 17.1% since 2022, going from about $920 per month to roughly $1,077 today. Census figures show median household income at $59,533 today, compared with $52,041 five years earlier. Headcount in the area went from 30,980 to 32,912 between 2021 and 2024, a 6.2% change. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

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Local insights

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About renting in ZIP 58102

Last updated: October 17, 2026

ZIP code 58102 covers Fargo, ND. The median rent here is $1,077/mo as of October 2026. A 1-bedroom rents for a median of $850/mo. A 2-bedroom rents for a median of $1,030/mo.

At 22% of local median household income ($59,533/yr), ZIP 58102 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 58102?

To keep rent at or below 30% of gross income, you would need to earn at least $43,000/year (about $21/hour full-time) to afford the median rent of $1,077/mo in ZIP 58102. The local median household income is $59,533/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 58102?

Rent in ZIP 58102 has risen 3.5% over the past year as of September 2026. It sits 0.2% below its high of $1,079 in May 2026.

How does ZIP 58102 compare to other ZIPs in North Dakota?

ZIP 58102 is one of the more affordable among North Dakota ZIP codes for rent, ranking #13 of 17 at $1,077/mo. Over the year to September 2026, rent in ZIP 58102 changed +3.5%, against a typical +4.8% across the 15 North Dakota ZIP codes Zillow tracks.