ZIP Code · ND

ZIP 58103

Part of Fargo, ND

Pop. 48,796·Cass County·16th most expensive ZIP in North Dakota

Median rent (all units)

$873/mo

Year-over-Year

+4.8%

Month-over-Month

+0.9%

vs US Median

-$1,059

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 58103 · $873

More affordable than 99% of US ZIP codes · National median $1,932/mo

Rent check

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$720

1 BR

$860

2 BR

$1,040

3 BR

$1,450

4 BR+

$1,740

Research median

$1,040/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 58103 is at its highest level since Zillow's records here began in January 2023.

Past year vs. the rest of North Dakota

Rent in ZIP 58103 changed +4.8% over the year to September 2026. Across the 15 North Dakota ZIP codes Zillow tracks, the typical change was +4.8%.

Recent direction

Rent has risen 5 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($58,801) is $1,470 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,450); a 4-bedroom is $1,740.

Rank in Fargo

1st cheapest of 3 ZIP codes in Fargo.

From Zillow's monthly rent index (ZORI) for ZIP 58103. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$10,476/yr

At $873/mo median

Location

CityFargo

StateND

CountyCass County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 4.8% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+4.8% YoY, +0.9% MoM), not inventory.

Demographics

Who lives here

ZIP 58103 (Fargo, ND) is majority renter-occupied, has a median income below the national average, 35.8% of residents hold a bachelor's degree or higher.

Population

48,796

Median income

$58,801

Median age

35.1

Renters

57.9%

Age distribution

20.4%

29.5%

23.2%

16.2%

Under 1820.4%

18–3429.5%

35–5423.2%

55–6410.7%

65+16.2%

Gender

48.9%

51.1%

Male48.9%

Female51.1%

Race & ethnicity

75%

White75%

Black11.3%

Hispanic3.7%

Asian4.5%

Other5.4%

Education (25+)

21.8%

35.8%

No HS diploma6.6%

HS diploma21.8%

Some college35.8%

Bachelor's+35.8%

Housing tenure

42.1%

57.9%

Owner42.1%

Renter57.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 58103 in Fargo, ND has changed in 5 years

Rent

$751 → $873

up 16.2%

Income

$53,717 → $58,801

up 9.5%

Population

50,019 → 48,796

down 2.4%

Renter share

58.8% → 57.9%

-0.9 pts

Bachelor's+

32.6% → 35.8%

+3.2 pts

Median age

33.4 → 35.1

+1.7 yrs

Compared with 2023, rent in ZIP 58103 in Fargo, ND has increased by $122 per month, settling near $873 after starting the period at $751. Census figures show median household income at $58,801 today, compared with $53,717 five years earlier. Rent outpaced income growth by roughly 6.7 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 50,019 to 48,796 between 2021 and 2024, a 2.4% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 32.6% to 35.8%. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

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Local insights

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About renting in ZIP 58103

Last updated: October 17, 2026

ZIP code 58103 covers Fargo, ND. The median rent here is $873/mo as of October 2026. A 1-bedroom rents for a median of $860/mo. A 2-bedroom rents for a median of $1,040/mo.

At 18% of local median household income ($58,801/yr), ZIP 58103 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 58103?

To keep rent at or below 30% of gross income, you would need to earn at least $35,000/year (about $17/hour full-time) to afford the median rent of $873/mo in ZIP 58103. The local median household income is $58,801/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 58103?

Rent in ZIP 58103 has risen 4.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2023.

How does ZIP 58103 compare to other ZIPs in North Dakota?

ZIP 58103 is one of the more affordable among North Dakota ZIP codes for rent, ranking #16 of 17 at $873/mo. Over the year to September 2026, rent in ZIP 58103 changed +4.8%, against a typical +4.8% across the 15 North Dakota ZIP codes Zillow tracks.