ZIP Code · MN

ZIP 56560

Part of Moorhead, MN

Pop. 44,405·Clay County·118th most expensive ZIP in Minnesota

Median rent (all units)

$1,093/mo

Year-over-Year

+3.1%

Month-over-Month

+0.3%

vs US Median

-$839

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 56560 · $1,093

More affordable than 95% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$810

1 BR

$970

2 BR

$1,170

3 BR

$1,630

4 BR+

$1,960

Research median

$1,170/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 56560 is at its highest level since Zillow's records here began in November 2022.

Past year vs. the rest of Minnesota

Rent in ZIP 56560 changed +3.1% over the year to September 2026. Across the 102 Minnesota ZIP codes Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has risen 2 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($75,406) is $1,885 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,630); a 4-bedroom is $1,960.

Cheaper nearby

ZIP 58103, 4 miles away, rents for 20% less ($873/mo), about $2,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 56560. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$13,116/yr

At $1,093/mo median

Location

CityMoorhead

StateMN

CountyClay County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.1% YoY, +0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 56560 (Moorhead, MN) is majority owner-occupied, 41.6% of residents hold a bachelor's degree or higher.

Population

44,405

Median income

$75,406

Median age

32.9

Renters

41%

Age distribution

24.1%

28.4%

24.5%

13.3%

Under 1824.1%

18–3428.4%

35–5424.5%

55–649.7%

65+13.3%

Gender

50.2%

49.8%

Male50.2%

Female49.8%

Race & ethnicity

82.4%

White82.4%

Black6.3%

Hispanic5.3%

Asian1.9%

Other4%

Education (25+)

21.7%

32.1%

41.6%

No HS diploma4.6%

HS diploma21.7%

Some college32.1%

Bachelor's+41.6%

Housing tenure

59%

41%

Owner59%

Renter41%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 56560 in Moorhead, MN has changed in 5 years

Rent

$944 → $1,093

up 15.8%

Income

$64,129 → $75,406

up 17.6%

Population

43,302 → 44,405

up 2.5%

Renter share

39.9% → 41%

+1.1 pts

Bachelor's+

39.3% → 41.6%

+2.3 pts

Five years ago, renters in ZIP 56560 in Moorhead, MN paid around $944 a month. That figure now sits near $1,093, up 15.8% from the 2023 baseline. Household income in the area moved from $64,129 to $75,406 across the same window, up 17.6% versus 2021. Census counts show ZIP 56560 in Moorhead, MN adding about 1,103 residents over the five-year window, up 2.5% on net. Bachelor's-degree-or-higher attainment moved from 39.3% to 41.6% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 56560 in Moorhead, MN look reasonable against where the market sat half a decade ago.

Community

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Local insights

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About renting in ZIP 56560

Last updated: October 17, 2026

ZIP code 56560 covers Moorhead, MN. The median rent here is $1,093/mo as of October 2026. A 1-bedroom rents for a median of $970/mo. A 2-bedroom rents for a median of $1,170/mo.

At 17% of local median household income ($75,406/yr), ZIP 56560 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 56560?

To keep rent at or below 30% of gross income, you would need to earn at least $44,000/year (about $21/hour full-time) to afford the median rent of $1,093/mo in ZIP 56560. The local median household income is $75,406/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 56560?

Rent in ZIP 56560 has risen 3.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in November 2022.

How does ZIP 56560 compare to other ZIPs in Minnesota?

ZIP 56560 is one of the more affordable among Minnesota ZIP codes for rent, ranking #118 of 123 at $1,093/mo. Over the year to September 2026, rent in ZIP 56560 changed +3.1%, against a typical +3.4% across the 102 Minnesota ZIP codes Zillow tracks.