ZIP Code · ND

ZIP 58104

Part of Fargo, ND

Pop. 49,168·Cass County·7th most expensive ZIP in North Dakota

Median rent (all units)

$1,266/mo

Year-over-Year

+3.4%

Month-over-Month

+0.5%

vs US Median

-$666

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 58104 · $1,266

More affordable than 88% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$900

1 BR

$1,070

2 BR

$1,300

3 BR

$1,810

4 BR+

$2,180

Research median

$1,300/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 58104 is at its highest level since Zillow's records here began in February 2023.

Past year vs. the rest of North Dakota

Rent in ZIP 58104 changed +3.4% over the year to September 2026. Across the 15 North Dakota ZIP codes Zillow tracks, the typical change was +4.8%.

Recent direction

Rent has risen 4 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($85,747) is $2,144 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,810); a 4-bedroom is $2,180.

Rank in Fargo

3rd cheapest of 3 ZIP codes in Fargo.

Cheaper nearby

ZIP 58103, 4 miles away, rents for 31% less ($873/mo), about $4,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 58104. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,192/yr

At $1,266/mo median

Location

CityFargo

StateND

CountyCass County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.4% YoY, +0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 58104 (Fargo, ND) is roughly split between renters and owners, skews toward younger working-age adults, 49.1% of residents hold a bachelor's degree or higher.

Population

49,168

Median income

$85,747

Median age

32.3

Renters

54.6%

Age distribution

23.6%

30.7%

24.4%

Under 1823.6%

18–3430.7%

35–5424.4%

55–649.4%

65+11.9%

Gender

49.8%

50.2%

Male49.8%

Female50.2%

Race & ethnicity

79.9%

White79.9%

Black9%

Hispanic2.9%

Asian4%

Other4.2%

Education (25+)

14.6%

34.3%

49.1%

No HS diploma2%

HS diploma14.6%

Some college34.3%

Bachelor's+49.1%

Housing tenure

45.4%

54.6%

Owner45.4%

Renter54.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 58104 in Fargo, ND has changed in 5 years

Rent

$1,107 → $1,266

up 14.4%

Income

$82,374 → $85,747

up 4.1%

Population

44,073 → 49,168

up 11.6%

Renter share

50.3% → 54.6%

+4.3 pts

Bachelor's+

51.2% → 49.1%

-2.1 pts

Median age

33.5 → 32.3

-1.2 yrs

The median rent in ZIP 58104 in Fargo, ND stood at $1,107 in 2023 and currently runs about $1,266, reflecting a 14.4% increase over the period. Census figures show median household income at $85,747 today, compared with $82,374 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 11.6% since 2021, moving from about 44,073 residents to roughly 49,168. Renters now make up 54.6% of households, compared with 50.3% five years ago. College-educated residents now make up 49.1% of adults here, versus 51.2% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

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Local insights

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About renting in ZIP 58104

Last updated: October 17, 2026

ZIP code 58104 covers Fargo, ND. The median rent here is $1,266/mo as of October 2026. A 1-bedroom rents for a median of $1,070/mo. A 2-bedroom rents for a median of $1,300/mo.

At 18% of local median household income ($85,747/yr), ZIP 58104 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 58104?

To keep rent at or below 30% of gross income, you would need to earn at least $51,000/year (about $25/hour full-time) to afford the median rent of $1,266/mo in ZIP 58104. The local median household income is $85,747/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 58104?

Rent in ZIP 58104 has risen 3.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2023.

How does ZIP 58104 compare to other ZIPs in North Dakota?

ZIP 58104 is in the middle among North Dakota ZIP codes for rent, ranking #7 of 17 at $1,266/mo. Over the year to September 2026, rent in ZIP 58104 changed +3.4%, against a typical +4.8% across the 15 North Dakota ZIP codes Zillow tracks.