ZIP Code · IL

ZIP 60644

Part of Chicago, IL

Pop. 47,210·Cook County·186th most expensive ZIP in Illinois

Median rent (all units)

$1,312/mo

Year-over-Year

+3.6%

Month-over-Month

-0.4%

vs US Median

-$620

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 60644 · $1,312

More affordable than 85% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,200

1 BR

$1,290

2 BR

$1,450

3 BR

$1,870

4 BR+

$2,160

Research median

$1,450/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 60644 usually run 1% below trend in December and 0.6% above it in July, about $21 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in ZIP 60644 is 1.1% below its high of $1,327 in July 2026, at $1,312 as of September 2026.

Past year vs. the rest of Illinois

Rent in ZIP 60644 changed +3.6% over the year to September 2026. Across the 172 Illinois ZIP codes Zillow tracks, the typical change was +4.7%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($40,950) is $1,024 a month. That is less than HUD's Fair Market Rent for a studio ($1,200).

Rank in Chicago

3rd cheapest of 51 ZIP codes in Chicago.

From Zillow's monthly rent index (ZORI) for ZIP 60644. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,744/yr

At $1,312/mo median

Location

CityChicago

StateIL

CountyCook County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.6% YoY, -0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 60644 (Chicago, IL) is majority renter-occupied, has a median income below the national average, 12.2% of residents hold a bachelor's degree or higher.

Population

47,210

Median income

$40,950

Median age

Renters

69.8%

Age distribution

24.4%

23.2%

27.1%

14.4%

Under 1824.4%

18–3423.2%

35–5427.1%

55–6410.9%

65+14.4%

Gender

47%

53%

Male47%

Female53%

Race & ethnicity

80.6%

White5.6%

Black80.6%

Hispanic11.8%

Asian1%

Other0.9%

Education (25+)

15.5%

39.6%

32.7%

12.2%

No HS diploma15.5%

HS diploma39.6%

Some college32.7%

Bachelor's+12.2%

Housing tenure

30.2%

69.8%

Owner30.2%

Renter69.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 60644 in Chicago, IL has changed in 5 years

Rent

$935 → $1,312

up 40.3%

Income

$31,816 → $40,950

up 28.7%

Population

47,630 → 47,210

down 0.9%

Renter share

70.5% → 69.8%

-0.7 pts

Bachelor's+

11.7% → 12.2%

+0.5 pts

Rent in ZIP 60644 in Chicago, IL has climbed 40.3% since 2021, going from about $935 per month to roughly $1,312 today. Census figures show median household income at $40,950 today, compared with $31,816 five years earlier. Rent outpaced income growth by roughly 11.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 60644

Last updated: October 17, 2026

ZIP code 60644 covers Chicago, IL. The median rent here is $1,312/mo as of October 2026. A 1-bedroom rents for a median of $1,290/mo. A 2-bedroom rents for a median of $1,450/mo.

At 38% of local median household income ($40,950/yr), ZIP 60644 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 60644?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,312/mo in ZIP 60644. The local median household income is $40,950/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 60644?

Rent in ZIP 60644 has risen 3.6% over the past year as of September 2026. It sits 1.1% below its high of $1,327 in July 2026.

When is the cheapest time to rent in ZIP 60644?

Asking rents in ZIP 60644 are usually lowest in December, about 1% below their yearly trend, and highest in July, about 0.6% above it. At today's median that is a gap of roughly $21 a month. This pattern comes from 6 years of Zillow rent data.

How does ZIP 60644 compare to other ZIPs in Illinois?

ZIP 60644 is one of the more affordable among Illinois ZIP codes for rent, ranking #186 of 227 at $1,312/mo. Over the year to September 2026, rent in ZIP 60644 changed +3.6%, against a typical +4.7% across the 172 Illinois ZIP codes Zillow tracks.