ZIP Code · IL

ZIP 61103

Part of Rockford, IL
Pop. 22,869·Winnebago County·222nd most expensive ZIP in Illinois
Median rent (all units)
$992/mo
Year-over-Year
+1.0%
Month-over-Month
-7.8%
vs US Median
-$973
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 61103 · $992
More affordable than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$770
1 BR
$850
2 BR
$1,110
3 BR
$1,470
4 BR+
$1,510
Research median
$1,110/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$11,904/yr
At $992/mo median
Location
StateIL
CountyWinnebago County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 1.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+1.0% YoY, -7.8% MoM), not inventory.
Demographics

Who lives here

ZIP 61103 (Rockford, IL) is roughly split between renters and owners, has a median income below the national average, 19.7% of residents hold a bachelor's degree or higher.

Population
22,869
Median income
$51,161
Median age
40.5
Renters
48.4%
Age distribution
21.3%
20.9%
25.5%
13.3%
18.9%
Under 1821.3%
18–3420.9%
35–5425.5%
55–6413.3%
65+18.9%
Gender
48.1%
51.9%
Male48.1%
Female51.9%
Race & ethnicity
57.7%
24.3%
12.3%
White57.7%
Black24.3%
Hispanic12.3%
Asian0.6%
Other5.1%
Education (25+)
14.9%
31.3%
34.2%
19.7%
No HS diploma14.9%
HS diploma31.3%
Some college34.2%
Bachelor's+19.7%
Housing tenure
51.6%
48.4%
Owner51.6%
Renter48.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 61103 in Rockford, IL has changed in 5 years

Income
$43,934 → $51,161
up 16.4%
Population
23,446 → 22,869
down 2.5%
Renter share
47.9% → 48.4%
+0.5 pts
Bachelor's+
21.9% → 19.7%
-2.2 pts
Median age
41.2 → 40.5
-0.7 yrs

On the earnings side, the typical household in ZIP 61103 in Rockford, IL now reports about $51,161, up from $43,934 in 2021. Headcount in the area went from 23,446 to 22,869 between 2021 and 2024, a 2.5% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 21.9% to 19.7%.

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Local insights

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About renting in ZIP 61103

Last updated: July 20, 2026

ZIP code 61103 covers Rockford, IL. The median rent here is $992/mo as of July 2026. A 1-bedroom rents for a median of $850/mo. A 2-bedroom rents for a median of $1,110/mo.

At 23% of local median household income ($51,161/yr), ZIP 61103 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 61103?

As of July 20, 2026, the median monthly rent in ZIP 61103 (Rockford, IL) is $992. This is based on aggregated data from public sources and community submissions.

How does ZIP 61103 rent compare to the US average?

ZIP 61103's median rent of $992/mo is $973 (50%) below the US national median of $1,965/mo.

How does ZIP 61103 compare to other ZIPs in Illinois?

ZIP 61103 is among the more affordable ZIP codes in Illinois, ranking #222 out of 230 ZIPs at $992/mo.

How much income do you need to rent in ZIP 61103?

To keep rent at or below 30% of gross income, you would need to earn at least $40,000/year (~$19/hour full-time) to afford the median rent of $992/mo in ZIP 61103. The local median household income is $51,161/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 61103?

Rent in ZIP 61103 has increased 1.0% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 61103 an affordable place to rent?

ZIP 61103 is considered very affordable for renters. At $992/mo, rent takes approximately 23% of the local median household income ($51,161/yr). The standard benchmark is 30%. ZIP 61103 falls comfortably within that range.

What percentage of ZIP 61103 residents rent vs. own?

According to Census data, approximately 48.4% of ZIP 61103 households are renters, while 51.6% are owner-occupied. ZIP 61103 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 61103 compare to the rest of Rockford?

ZIP 61103 is more affordable than Rockford overall. At $992/mo, it's $216 below the Rockford citywide median of $1,208/mo.

When was rent data for ZIP 61103 last updated?

Rent data for ZIP 61103 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $992/mo, rent takes ~23% of ZIP 61103's median household income ($51,161/yr). The standard benchmark is 30%.

ZIP 61103 23%Benchmark 30%
State income tax4.95%
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