ZIP Code · IL

ZIP 61108

Part of Rockford, IL

Pop. 30,355·Winnebago County·167th most expensive ZIP in Illinois

Median rent (all units)

$1,489/mo

Year-over-Year

+5.7%

Month-over-Month

+1.9%

vs US Median

-$443

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 61108 · $1,489

More affordable than 74% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$810

1 BR

$900

2 BR

$1,180

3 BR

$1,560

4 BR+

$1,600

Research median

$1,180/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Illinois

Rent in ZIP 61108 changed +5.7% over the year to September 2026. Across the 172 Illinois ZIP codes Zillow tracks, the typical change was +4.7%.

Recent direction

Rent has risen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($64,415) is $1,610 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,600).

Rank in Rockford

5th cheapest of 5 ZIP codes in Rockford.

Cheaper nearby

ZIP 61104, 4 miles away, rents for 25% less ($1,112/mo), about $4,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 61108. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,868/yr

At $1,489/mo median

Location

CityRockford

StateIL

CountyWinnebago County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 5.7% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+5.7% YoY, +1.9% MoM), not inventory.

Demographics

Who lives here

ZIP 61108 (Rockford, IL) is majority owner-occupied, has a large retiree population, has a median income below the national average, 24.7% of residents hold a bachelor's degree or higher.

Population

30,355

Median income

$64,415

Median age

39.1

Renters

34.6%

Age distribution

22.4%

22.9%

21.2%

12.6%

20.9%

Under 1822.4%

18–3422.9%

35–5421.2%

55–6412.6%

65+20.9%

Gender

50.2%

49.8%

Male50.2%

Female49.8%

Race & ethnicity

60.1%

22.9%

White60.1%

Black11.2%

Hispanic22.9%

Asian4.7%

Other1.1%

Education (25+)

12%

30%

33.2%

24.7%

No HS diploma12%

HS diploma30%

Some college33.2%

Bachelor's+24.7%

Housing tenure

65.4%

34.6%

Owner65.4%

Renter34.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 61108 in Rockford, IL has changed in 5 years

Income

$53,997 → $64,415

up 19.3%

Population

29,582 → 30,355

up 2.6%

Renter share

37.1% → 34.6%

-2.5 pts

Bachelor's+

22.3% → 24.7%

+2.4 pts

Median age

41.4 → 39.1

-2.3 yrs

Household income in the area moved from $53,997 to $64,415 across the same window, up 19.3% versus 2021. Census counts show ZIP 61108 in Rockford, IL adding about 773 residents over the five-year window, up 2.6% on net. The renter share has eased from 37.1% to 34.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 22.3% to 24.7% across the same window.

Community

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Local insights

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About renting in ZIP 61108

Last updated: October 17, 2026

ZIP code 61108 covers Rockford, IL. The median rent here is $1,489/mo as of October 2026. A 1-bedroom rents for a median of $900/mo. A 2-bedroom rents for a median of $1,180/mo.

At 28% of local median household income ($64,415/yr), ZIP 61108 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 61108?

To keep rent at or below 30% of gross income, you would need to earn at least $60,000/year (about $29/hour full-time) to afford the median rent of $1,489/mo in ZIP 61108. The local median household income is $64,415/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 61108?

Rent in ZIP 61108 has risen 5.7% over the past year.

How does ZIP 61108 compare to other ZIPs in Illinois?

ZIP 61108 is one of the more affordable among Illinois ZIP codes for rent, ranking #167 of 227 at $1,489/mo. Over the year to September 2026, rent in ZIP 61108 changed +5.7%, against a typical +4.7% across the 172 Illinois ZIP codes Zillow tracks.