ZIP Code · IL

ZIP 61107

Part of Rockford, IL
Pop. 30,765·Winnebago County·172nd most expensive ZIP in Illinois
Median rent (all units)
$1,438/mo
Year-over-Year
+7.6%
Month-over-Month
+0.7%
vs US Median
-$494
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 61107 · $1,438
More affordable than 77% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$830
1 BR
$920
2 BR
$1,210
3 BR
$1,600
4 BR+
$1,640
Research median
$1,210/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 61107 is at its highest level since Zillow's records here began in March 2022.

Past year vs. the rest of Illinois

Rent in ZIP 61107 changed +7.6% over the year to September 2026. Across the 172 Illinois ZIP codes Zillow tracks, the typical change was +4.7%.

Recent direction

Rent has risen 10 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($78,574) is $1,964 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,640).

Rank in Rockford

4th cheapest of 5 ZIP codes in Rockford.

Cheaper nearby

ZIP 61104, 5 miles away, rents for 23% less ($1,112/mo), about $3,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 61107. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,256/yr
At $1,438/mo median
Location
StateIL
CountyWinnebago County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.6% YoY, +0.7% MoM), not inventory.
Demographics

Who lives here

ZIP 61107 (Rockford, IL) is majority owner-occupied, has a large retiree population, 37.1% of residents hold a bachelor's degree or higher.

Population
30,765
Median income
$78,574
Median age
42.4
Renters
28.9%
Age distribution
22.7%
18.6%
24.1%
12.2%
22.4%
Under 1822.7%
18–3418.6%
35–5424.1%
55–6412.2%
65+22.4%
Gender
47.5%
52.5%
Male47.5%
Female52.5%
Race & ethnicity
68.1%
17%
White68.1%
Black6%
Hispanic17%
Asian4.3%
Other4.6%
Education (25+)
20.3%
34.2%
37.1%
No HS diploma8.4%
HS diploma20.3%
Some college34.2%
Bachelor's+37.1%
Housing tenure
71.1%
28.9%
Owner71.1%
Renter28.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 61107 in Rockford, IL has changed in 5 years

Rent
$1,019 → $1,438
up 41.1%
Income
$65,145 → $78,574
up 20.6%
Population
29,363 → 30,765
up 4.8%
Renter share
33% → 28.9%
-4.1 pts
Bachelor's+
36.3% → 37.1%
+0.8 pts
Median age
43.4 → 42.4
-1.0 yrs

Compared with 2022, rent in ZIP 61107 in Rockford, IL has increased by $419 per month, settling near $1,438 after starting the period at $1,019. Census figures show median household income at $78,574 today, compared with $65,145 five years earlier. Rent outpaced income growth by roughly 20.5 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 29,363 to 30,765 between 2021 and 2024, a 4.8% change. About 28.9% of households rent today, against 33% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

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Local insights

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About renting in ZIP 61107

Last updated: October 17, 2026

ZIP code 61107 covers Rockford, IL. The median rent here is $1,438/mo as of October 2026. A 1-bedroom rents for a median of $920/mo. A 2-bedroom rents for a median of $1,210/mo.

At 22% of local median household income ($78,574/yr), ZIP 61107 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 61107?

To keep rent at or below 30% of gross income, you would need to earn at least $58,000/year (about $28/hour full-time) to afford the median rent of $1,438/mo in ZIP 61107. The local median household income is $78,574/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 61107?

Rent in ZIP 61107 has risen 7.6% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2022.

How does ZIP 61107 compare to other ZIPs in Illinois?

ZIP 61107 is one of the more affordable among Illinois ZIP codes for rent, ranking #172 of 227 at $1,438/mo. Over the year to September 2026, rent in ZIP 61107 changed +7.6%, against a typical +4.7% across the 172 Illinois ZIP codes Zillow tracks.

How does ZIP 61107 compare to the rest of Rockford?

At $1,438/mo, ZIP 61107 is $211 above the Rockford citywide median of $1,227/mo. It is the 4th cheapest of 5 ZIP codes in Rockford.
Income Affordability
22%
VERY AFFORDABLE

At $1,438/mo, rent takes ~22% of ZIP 61107's median household income ($78,574/yr). The standard benchmark is 30%.

ZIP 61107 22%Benchmark 30%
State income tax4.95%
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Schools nearby

Public schools near ZIP 61107 (Rockford, IL)

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