ZIP Code · MO

ZIP 64105

Pop. 6,312·Jackson County·68th most expensive ZIP in Missouri
Median rent (all units)
$1,449/mo
Year-over-Year
+2.5%
Month-over-Month
+0.8%
vs US Median
-$483
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 64105 · $1,449
More affordable than 77% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,077
1 BR
$1,176
2 BR
$1,332
3 BR
$1,736
4 BR+
$2,061
Research median
$1,332/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

November. Asking rents in ZIP 64105 usually run 1.4% below trend in November and 0.9% above it in July, about $33 a month apart at today's median. Based on 7 years of data.

Compared with the peak

Rent in ZIP 64105 is at its highest level since Zillow's records here began in March 2019.

Past year vs. the rest of Missouri

Rent in ZIP 64105 changed +2.5% over the year to September 2026. Across the 119 Missouri ZIP codes Zillow tracks, the typical change was +4.6%.

Since before the pandemic

Rent in ZIP 64105 is 21.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 6 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($67,235) is $1,681 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,660); a 2-bedroom is $1,880.

Rank in Kansas City

12th cheapest of 26 ZIP codes in Kansas City.

Cheaper nearby

ZIP 66101, 2 miles away, rents for 19% less ($1,180/mo), about $3,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 64105. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,388/yr
At $1,449/mo median
Location
StateMO
CountyJackson County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.5% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 64105 (Kansas City, MO) is majority renter-occupied, skews toward younger working-age adults, 71.8% of residents hold a bachelor's degree or higher.

Population
6,312
Median income
$67,235
Median age
29.8
Renters
85.9%
Age distribution
63.2%
19.1%
Under 182.4%
18–3463.2%
35–5419.1%
55–648.4%
65+6.8%
Gender
55.1%
44.9%
Male55.1%
Female44.9%
Race & ethnicity
69.8%
12%
White69.8%
Black12%
Hispanic9.3%
Asian4.2%
Other4.6%
Education (25+)
20%
71.8%
No HS diploma0.7%
HS diploma7.4%
Some college20%
Bachelor's+71.8%
Housing tenure
14.1%
85.9%
Owner14.1%
Renter85.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 64105 in Kansas City, MO has changed in 5 years

Rent
$1,205 → $1,449
up 20.2%
Income
$60,998 → $67,235
up 10.2%
Population
5,168 → 6,312
up 22.1%
Renter share
85.5% → 85.9%
+0.4 pts
Bachelor's+
75% → 71.8%
-3.2 pts

Compared with 2021, rent in ZIP 64105 in Kansas City, MO has increased by $244 per month, settling near $1,449 after starting the period at $1,205. Household income in the area moved from $60,998 to $67,235 across the same window, up 10.2% versus 2021. Rent outpaced income growth by roughly 10.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 5,168 to 6,312 between 2021 and 2024, a 22.1% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 75% to 71.8%. Reading these numbers side by side helps frame whether current listings in ZIP 64105 in Kansas City, MO look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 64105

Last updated: October 17, 2026

ZIP code 64105 covers Kansas City, MO. The median rent here is $1,449/mo as of October 2026. A 1-bedroom rents for a median of $1,176/mo. A 2-bedroom rents for a median of $1,332/mo.

At 26% of local median household income ($67,235/yr), ZIP 64105 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 64105?

To keep rent at or below 30% of gross income, you would need to earn at least $58,000/year (about $28/hour full-time) to afford the median rent of $1,449/mo in ZIP 64105. The local median household income is $67,235/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 64105?

Rent in ZIP 64105 has risen 2.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2019.

When is the cheapest time to rent in ZIP 64105?

Asking rents in ZIP 64105 are usually lowest in November, about 1.4% below their yearly trend, and highest in July, about 0.9% above it. At today's median that is a gap of roughly $33 a month. This pattern comes from 7 years of Zillow rent data.

How does ZIP 64105 compare to other ZIPs in Missouri?

ZIP 64105 is in the middle among Missouri ZIP codes for rent, ranking #68 of 137 at $1,449/mo. Over the year to September 2026, rent in ZIP 64105 changed +2.5%, against a typical +4.6% across the 119 Missouri ZIP codes Zillow tracks.

How does ZIP 64105 compare to the rest of Kansas City?

At $1,449/mo, ZIP 64105 is $3 above the Kansas City citywide median of $1,446/mo. It is the 12th cheapest of 26 ZIP codes in Kansas City.
Income Affordability
26%
AFFORDABLE

At $1,449/mo, rent takes ~26% of ZIP 64105's median household income ($67,235/yr). The standard benchmark is 30%.

ZIP 64105 26%Benchmark 30%
State income tax2–4.7%
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