ZIP Code · TX

ZIP 76513

Part of Belton, TX

Pop. 45,928·Bell County·400th most expensive ZIP in Texas

Median rent (all units)

$1,519/mo

Year-over-Year

-0.5%

Month-over-Month

Stable

vs US Median

-$413

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 76513 · $1,519

More affordable than 72% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,040

1 BR

$1,040

2 BR

$1,300

3 BR

$1,800

4 BR+

$2,180

Research median

$1,300/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 76513 is 1.4% below its high of $1,540 in November 2025, at $1,519 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 76513 changed -0.5% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($80,661) is $2,017 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,800); a 4-bedroom is $2,180.

Cheaper nearby

ZIP 76504, 10 miles away, rents for 17% less ($1,264/mo), about $3,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 76513. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$18,228/yr

At $1,519/mo median

Location

CityBelton

StateTX

CountyBell County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-0.5% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 76513 (Belton, TX) is majority owner-occupied, 31.5% of residents hold a bachelor's degree or higher.

Population

45,928

Median income

$80,661

Median age

36.3

Renters

28.1%

Age distribution

24.3%

24.1%

24%

12.6%

15%

Under 1824.3%

18–3424.1%

35–5424%

55–6412.6%

65+15%

Gender

49.4%

50.6%

Male49.4%

Female50.6%

Race & ethnicity

66.1%

28.2%

White66.1%

Black5.8%

Hispanic28.2%

Asian2.5%

Education (25+)

12.2%

24.9%

31.4%

31.5%

No HS diploma12.2%

HS diploma24.9%

Some college31.4%

Bachelor's+31.5%

Housing tenure

71.9%

28.1%

Owner71.9%

Renter28.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 76513 in Belton, TX has changed in 5 years

Rent

$1,247 → $1,519

up 21.8%

Income

$71,858 → $80,661

up 12.3%

Population

42,610 → 45,928

up 7.8%

Renter share

34.1% → 28.1%

-6.0 pts

Bachelor's+

31.8% → 31.5%

-0.3 pts

Median age

32.6 → 36.3

+3.7 yrs

Since 2021, the typical rent in ZIP 76513 in Belton, TX has increased from $1,247 to $1,519, a 21.8% change over five years. On the earnings side, the typical household in ZIP 76513 in Belton, TX now reports about $80,661, up from $71,858 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 7.8% since 2021, moving from about 42,610 residents to roughly 45,928. Renters now make up 28.1% of households, compared with 34.1% five years ago. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 76513 in Belton, TX reflects that arc in its own way.

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About renting in ZIP 76513

Last updated: October 17, 2026

ZIP code 76513 covers Belton, TX. The median rent here is $1,519/mo as of October 2026. A 1-bedroom rents for a median of $1,040/mo. A 2-bedroom rents for a median of $1,300/mo.

At 23% of local median household income ($80,661/yr), ZIP 76513 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 76513?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (about $29/hour full-time) to afford the median rent of $1,519/mo in ZIP 76513. The local median household income is $80,661/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 76513?

Rent in ZIP 76513 has fallen 0.5% over the past year as of September 2026. It sits 1.4% below its high of $1,540 in November 2025.

How does ZIP 76513 compare to other ZIPs in Texas?

ZIP 76513 is in the middle among Texas ZIP codes for rent, ranking #400 of 693 at $1,519/mo. Over the year to September 2026, rent in ZIP 76513 changed -0.5%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.