ZIP Code · TX

ZIP 76705

Part of Lacy-Lakeview, TX

Pop. 31,616·McLennan County·596th most expensive ZIP in Texas

Median rent (all units)

$1,246/mo

Year-over-Year

+4.3%

Month-over-Month

Stable

vs US Median

-$686

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 76705 · $1,246

More affordable than 89% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$850

1 BR

$1,000

2 BR

$1,240

3 BR

$1,600

4 BR+

$1,650

Research median

$1,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Texas

Rent in ZIP 76705 changed +4.3% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($58,236) is $1,456 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,240); a 3-bedroom is $1,600.

From Zillow's monthly rent index (ZORI) for ZIP 76705. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,952/yr

At $1,246/mo median

Location

CityLacy-Lakeview

StateTX

CountyMcLennan County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.3% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.3% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 76705 (Lacy-Lakeview, TX) is majority owner-occupied, has a large share of families with children, has a median income below the national average, 16.8% of residents hold a bachelor's degree or higher.

Population

31,616

Median income

$58,236

Median age

35.1

Renters

37.2%

Age distribution

25.1%

24.8%

24.9%

13.2%

Under 1825.1%

18–3424.8%

35–5424.9%

55–6412%

65+13.2%

Gender

51.6%

48.4%

Male51.6%

Female48.4%

Race & ethnicity

44.4%

20.3%

33.3%

White44.4%

Black20.3%

Hispanic33.3%

Asian1.3%

Other0.8%

Education (25+)

19.5%

29.5%

34.2%

16.8%

No HS diploma19.5%

HS diploma29.5%

Some college34.2%

Bachelor's+16.8%

Housing tenure

62.8%

37.2%

Owner62.8%

Renter37.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 76705 in Lacy-Lakeview, TX has changed in 5 years

Income

$45,572 → $58,236

up 27.8%

Population

31,902 → 31,616

down 0.9%

Renter share

43.9% → 37.2%

-6.7 pts

Bachelor's+

16.6% → 16.8%

+0.2 pts

Census figures show median household income at $58,236 today, compared with $45,572 five years earlier. About 37.2% of households rent today, against 43.9% in 2021.

Community

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Local insights

Tips for renters in ZIP 76705

About renting in ZIP 76705

Last updated: October 17, 2026

ZIP code 76705 covers Lacy-Lakeview, TX. The median rent here is $1,246/mo as of October 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,240/mo.

At 26% of local median household income ($58,236/yr), ZIP 76705 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 76705?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (about $24/hour full-time) to afford the median rent of $1,246/mo in ZIP 76705. The local median household income is $58,236/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 76705?

Rent in ZIP 76705 has risen 4.3% over the past year.

How does ZIP 76705 compare to other ZIPs in Texas?

ZIP 76705 is one of the more affordable among Texas ZIP codes for rent, ranking #596 of 693 at $1,246/mo. Over the year to September 2026, rent in ZIP 76705 changed +4.3%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.