ZIP Code · TX

ZIP 76710

Part of Waco, TX

Pop. 23,329·McLennan County·604th most expensive ZIP in Texas

Median rent (all units)

$1,234/mo

Year-over-Year

+5.4%

Month-over-Month

+0.7%

vs US Median

-$698

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 76710 · $1,234

More affordable than 90% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$850

1 BR

$1,000

2 BR

$1,240

3 BR

$1,600

4 BR+

$1,650

Research median

$1,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 76710 is at its highest level since Zillow's records here began in March 2023.

Past year vs. the rest of Texas

Rent in ZIP 76710 changed +5.4% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent has risen 5 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($58,186) is $1,455 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,240); a 3-bedroom is $1,600.

Rank in Waco

1st cheapest of 5 ZIP codes in Waco.

From Zillow's monthly rent index (ZORI) for ZIP 76710. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,808/yr

At $1,234/mo median

Location

CityWaco

StateTX

CountyMcLennan County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 5.4% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+5.4% YoY, +0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 76710 (Waco, TX) is roughly split between renters and owners, has a large retiree population, has a median income below the national average, 33.8% of residents hold a bachelor's degree or higher.

Population

23,329

Median income

$58,186

Median age

38.3

Renters

52.7%

Age distribution

19.4%

26.9%

18.5%

12.8%

22.3%

Under 1819.4%

18–3426.9%

35–5418.5%

55–6412.8%

65+22.3%

Gender

49.1%

50.9%

Male49.1%

Female50.9%

Race & ethnicity

55.7%

15.1%

28.2%

White55.7%

Black15.1%

Hispanic28.2%

Asian0.8%

Education (25+)

23.6%

34.9%

33.8%

No HS diploma7.8%

HS diploma23.6%

Some college34.9%

Bachelor's+33.8%

Housing tenure

47.3%

52.7%

Owner47.3%

Renter52.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 76710 in Waco, TX has changed in 5 years

Rent

$1,120 → $1,234

up 10.2%

Income

$45,137 → $58,186

up 28.9%

Population

23,385 → 23,329

down 0.2%

Renter share

50.6% → 52.7%

+2.1 pts

Bachelor's+

31.5% → 33.8%

+2.3 pts

Median age

39.2 → 38.3

-0.9 yrs

Rent in ZIP 76710 in Waco, TX has increased 10.2% since 2023, going from about $1,120 per month to roughly $1,234 today. Local incomes tracked alongside that move, going from a median of $45,137 in 2021 to $58,186 more recently. Income growth outran rent by about 18.7 percentage points, easing the affordability math somewhat compared with 2021. About 52.7% of households rent today, against 50.6% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 31.5% to 33.8%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 76710 in Waco, TX market of 2023.

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About renting in ZIP 76710

Last updated: October 17, 2026

ZIP code 76710 covers Waco, TX. The median rent here is $1,234/mo as of October 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,240/mo.

At 25% of local median household income ($58,186/yr), ZIP 76710 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 76710?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (about $24/hour full-time) to afford the median rent of $1,234/mo in ZIP 76710. The local median household income is $58,186/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 76710?

Rent in ZIP 76710 has risen 5.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2023.

How does ZIP 76710 compare to other ZIPs in Texas?

ZIP 76710 is one of the more affordable among Texas ZIP codes for rent, ranking #604 of 693 at $1,234/mo. Over the year to September 2026, rent in ZIP 76710 changed +5.4%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.